Retirement Mortgage

Retirement Mortgage

Retirement Mortgage - Retirement mortgage deals are often difficult for individuals to obtain. Since the economic downturn, a number of High Street banks and building societies have become unwilling to lend to individuals seeking a retirement mortgage, preferring to lend to clients with fewer risks attached. With potential doubts cast over retirement income and available wealth those seeking a retirement mortgage may have, specialist advice and assistance may be required to obtain the optimum financial result. This is where we can assist.

Our retirement mortgage team are experts in placing our clients with the right rate at the right time and importantly with the right lender. Over a number of years our specialist team have built up outstanding relationships with a number of retirement mortgage lenders, utilising and exploiting these links to often obtain favourable deals not available to individuals on the High Street. Our role is to obtain the optimum financial result for you.

We understand the stresses of a retirement mortgage application and vow to assist you throughout your application from your initial enquiry until the completion of your application and beyond. Aware of any time constraints you may have, our team will quickly advise you as to which deal most suits your individual requirements, before completing all the necessary paperwork required to secure your transaction.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Seeking a retirement mortgage? Contact our specialist team today.

How to get in touch

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Selected Mortgages For Aged 60 to 90

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Unit
Subsequent
Rate
APRCCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes

001

*SEMI EXCLUSIVE*

2.64% Discount Variable 3 Years 4.79% 4.41% 3% withinh first year. £945 None

Maximum age 94 (subject to age at application)

Repayment Only

Maximum 80% LTV

 

002

 

1.69% Discount Variable 30/06/2018 5.95% 5.28% 1% until 30/06/2018 £199 None

Maximum age 85

Free Standard Valuation

Repayment only

Remortgages and Purchases

Maximum LTV 80%

 

 

003

 

 

2.99% Fixed 31/08/2020 5.95% 5.07% 3% until 31/08/2020 £999 None

Maximum age 85

Free Standard Valuation

Repayment

Remortgages and Purchases

Maximum LTV 80%

004

*EXCLUSIVE*

2.99% Discount 5 years 5.49% 4.86% 2.5% in year 1 then 2% in year 2. Then 1.5% in 3rd year... £0 None

No max Age

Interest Only

Remortgages and Purchases

Maximum 80% LTV