Mortgages For OAPs

Mortgages For OAPs

Mortgages For OAPs - Mortgages for OAPs are capital loans focussed on pensioners seeking finance for an OAP mortgage. Clients may seek mortgages for OAPs if they want to make refurbishments to their house or wish to consolidate their existing finance by combining all of their outstanding debt into one repayment each month. Some clients may simply be looking to move away from their current mortgages for OAPs provider to find a better deal on their existing contract.

Our team of brokers dealing with mortgages for OAPs will be able to recommend the most favourable deals for your personal circumstances. Whether customers wish to pay down both interest and capital of mortgages or just the interest generated each month, our specialist brokers dealing with mortgages for OAPs will search the market and complete all necessary paperwork to your requested time frame. This will take the stress out of what could be a very stressful and lengthy process.

We can advise clients on the type of mortgages for OAPs they can successfully obtain and will explain the full details to them. OAPs must note, that if opting for interest only mortgages, a separate investment will be needed to pay the initial mortgage value at the end of the term. This requires a further investment.

As comprehensive panel brokers, we can secure our clientele with the most suitable mortgages for OAPs however, we cannot offer any advice or recommendations on other investments. We will direct you to an Independent Financial Advisor in the event of your requiring any further investment.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

If you are seeking out mortgages for OAPs, call our advisory team today.

How to get in touch

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Selected Mortgages For Aged 60 to 90

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Unit
Subsequent
Rate
APRCCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes

001

*SEMI EXCLUSIVE*

2.64% Discount Variable 3 Years 4.79% 4.41% 3% withinh first year. £945 None

Maximum age 94 (subject to age at application)

Repayment Only

Maximum 80% LTV

 

002

 

1.69% Discount Variable 30/06/2018 5.95% 5.28% 1% until 30/06/2018 £199 None

Maximum age 85

Free Standard Valuation

Repayment only

Remortgages and Purchases

Maximum LTV 80%

 

 

003

 

 

2.99% Fixed 31/08/2020 5.95% 5.07% 3% until 31/08/2020 £999 None

Maximum age 85

Free Standard Valuation

Repayment

Remortgages and Purchases

Maximum LTV 80%

004

*EXCLUSIVE*

2.99% Discount 5 years 5.49% 4.86% 2.5% in year 1 then 2% in year 2. Then 1.5% in 3rd year... £0 None

No max Age

Interest Only

Remortgages and Purchases

Maximum 80% LTV