Mortgage Over 80

Mortgage Over 80

Mortgage Over 80 - Mortgage over 80 and mortgages obtained by 80 year olds and over are harder than ever to obtain individually. Many banks and high street lenders are becoming increasingly risk averse since the credit crunch. Though it has always been difficult for mortgage over 80 applicants to gain a competitive rate due to issues regarding retirement income, affordability and other age related factors, the recent credit crunch and unwilling high street lenders are now often rejecting applications which they would not have before.

This is where we can help. We offer a bespoke and holistic service to all mortgage over 80 clients. Our mortgage advisers have built up established and built up relationships with many senior underwriting staff at many mortgage over 80 providers. Using our comprehensive panel base and relationships obtained, we will seek to secure you the most suitable and cost effective deals for your mortgage over 80 finance and banking solutions.

We understand our lenders and we understand their criteria. We will immediately know what lenders are likely to accept your type of pension income and which are likely to accept your case or otherwise. Our expert advisory team will quickly guide you whether a private mortgage over 80 lender, UK or international bank or building society will be most suited to your individual needs and requirements.

Furthermore, we also guarantee to fill in all the necessary paperwork required, within your specific timescales to secure your successful mortgage over 80 transaction.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Contact a member of our mortgage for 80 advisory team today. We look forward to taking your call.

How to get in touch

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Selected Mortgages For Aged 60 to 90

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Unit
Subsequent
Rate
APRCCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes

001

*SEMI EXCLUSIVE*

2.64% Discount Variable 3 Years 4.79% 4.41% 3% withinh first year. £945 None

Maximum age 94 (subject to age at application)

Repayment Only

Maximum 80% LTV

 

002

 

1.69% Discount Variable 30/06/2018 5.95% 5.28% 1% until 30/06/2018 £199 None

Maximum age 85

Free Standard Valuation

Repayment only

Remortgages and Purchases

Maximum LTV 80%

 

 

003

 

 

2.99% Fixed 31/08/2020 5.95% 5.07% 3% until 31/08/2020 £999 None

Maximum age 85

Free Standard Valuation

Repayment

Remortgages and Purchases

Maximum LTV 80%

004

*EXCLUSIVE*

2.99% Discount 5 years 5.49% 4.86% 2.5% in year 1 then 2% in year 2. Then 1.5% in 3rd year... £0 None

No max Age

Interest Only

Remortgages and Purchases

Maximum 80% LTV