Short Lease Mortgages

Minimum 5 Year Lease

Flats & Houses

National Coverage

Lease Extension Post Completion

comprehensive panel Mainstream Rates

STEP 1

Enquire online

 

STEP 2

Speak to an Advisor

 

STEP 3

Get a Mortgage

 

 

Short Lease Mortgages

Purchase

Service:++
Although the whole process took around 6-7months on the whole I feel that capital fortune done a good job at obtaining a mortgage for me. I needed a mortgage for just under 400k. Being under 21 and only owning 50% of the company that only had 1st year accounts I was finding it very difficult to find a lender after consulting with 5 brokers who all told me finding a mortgage would be impossible and that I would have to wait another year I found Capital Fortune and gave them a call. Advisor Jakob Hoffman took me through the initial fact find and about 10 days later came back to say that he had found a lender to take on my case. I then received the pack from them out lining all of the documents that they needed. The amount of docs that they required were relentless and over all it took me around 3/4months to get everything together that they were happy with before they could finally review my case and submit it to the lender. Although this process is frustrating I would have rather they had gone over everything to the T than to have my application rejected. The fee may seem expensive in comparison to some brokers however you get what you pay for I did not think that that the fee was too much for the service they offered. I found at times they did not get back to me when asked. Sometimes advisers and people were difficult to get hold of sometimes not coming back to me until the end of the day. I would have preferred sometimes to be told that they simply had no updates rather than not hearing back for a day or 2. Communication could definitely be improved during the process. Be prepared for a long tough ride if your case is specialist and other brokers have failed! Overall the service they offered was fantastic in obtaining a mortgage for me and I would not hesitate to recommend them to anyone. Genuinely did do what other brokers out there simply couldn’t. Special thanks to Stephen, Fowzia and Jakob
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Buy to Let Remortgage

Service:++
Totally professional and a great source of advice.
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It was quite an easy decision to make….the run of the mill mortgage brokers really were not going to be able to help me on this one. I would recommend Capital Fortune to any one asking and I do so too.
Joe Crosby, Golders Green

Short lease mortgages are a specialist area of mortgage finance. Typically, clients we successfully assist tell us of the difficulty they have experienced in trying to arrange a competitive mortgage on a restrictive lease. Often they express their frustration in finding an appropriate lender, given the type of property, location and when the amount of years left on the lease is relatively short. Purchasing a property through a mortgage where the freehold is held by a separate party and requires a negotiation to extend the lease later has its own complications and often clients are a little unsure how to start their search.

Our short lease mortgage service is based not only on knowing UK lender’s criteria but also our ability to access available private banking and bespoke lending solutions. Such lenders will often take a more holistic approach to the short lease and will look at the mortgage as more than a standard transactional deal, seeing real value when the lease is extended.

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STEP 1: Online Enquiry

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