Mortgages For Over 60's

Mortgages to age 90

Standard Mortgage Rates

Trusted Lenders

Interest Only & Repayment

Earned and Pension Income

STEP 1

Enquire online

 

STEP 2

Speak to an Advisor

 

STEP 3

Get a Mortgage

 

 

Buy to Let Remortgage

Service:++
The service was always courteous and professional. It was also easy to get an answer on the phone or mail within minutes. A very pleasant experience.
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Purchase

Service:++
Although the whole process took around 6-7months on the whole I feel that capital fortune done a good job at obtaining a mortgage for me. I needed a mortgage for just under 400k. Being under 21 and only owning 50% of the company that only had 1st year accounts I was finding it very difficult to find a lender after consulting with 5 brokers who all told me finding a mortgage would be impossible and that I would have to wait another year I found Capital Fortune and gave them a call. Advisor Jakob Hoffman took me through the initial fact find and about 10 days later came back to say that he had found a lender to take on my case. I then received the pack from them out lining all of the documents that they needed. The amount of docs that they required were relentless and over all it took me around 3/4months to get everything together that they were happy with before they could finally review my case and submit it to the lender. Although this process is frustrating I would have rather they had gone over everything to the T than to have my application rejected. The fee may seem expensive in comparison to some brokers however you get what you pay for I did not think that that the fee was too much for the service they offered. I found at times they did not get back to me when asked. Sometimes advisers and people were difficult to get hold of sometimes not coming back to me until the end of the day. I would have preferred sometimes to be told that they simply had no updates rather than not hearing back for a day or 2. Communication could definitely be improved during the process. Be prepared for a long tough ride if your case is specialist and other brokers have failed! Overall the service they offered was fantastic in obtaining a mortgage for me and I would not hesitate to recommend them to anyone. Genuinely did do what other brokers out there simply couldn’t. Special thanks to Stephen, Fowzia and Jakob
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In the current climate, it is a challenge to secure the most competitive mortgages, particularly if you’re a pensioner. A number of lenders restrict the best deals to certain age groups, but there remains some good options out there. Typically we assist clients over the age of 60 who have undertaken their homework and tell us of their frustration, given there a far fewer lenders and even less products. They may have been with their bank for many years, but they are refusing to lend. They say they are surprised, sometimes annoyed, that despite having a good deposit or equity in their home, guaranteed income in pensions, they are struggling to finance, solely due to their age.

It is true, that mortgage lending criteria on a borrower’s age, their income and even the type of mortgage, such as repayment and interest only has all severely tightened.

 

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STEP 1: Online Enquiry

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