Mortgages To Age 90

Standard Mortgage Rates

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Interest Only & Repayment

Earned & Pension Income


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Pensioner Mortgages

In the current climate, it is a challenge to secure the most competitive mortgages, particularly if you’re a pensioner.

A number of lenders restrict the best deals to certain age groups, but there remains some good options out there.

Typically we assist clients over the age of 60 who have undertaken their homework and tell us of their frustration, given there a far fewer lenders and even less products.

They may have been with their bank for many years, but they are refusing to lend.

They say they are surprised, sometimes annoyed, that despite having a good deposit or equity in their home, guaranteed income in pensions, they are struggling to finance, solely due to their age.

It is true, that mortgage lending criteria on a borrower’s age, their income and even the type of mortgage, such as repayment and interest only has all severely tightened.

There remains however a good number of long established lenders willing t provide competitive rates to more mature borrowers, deeming them to be a far lower lending risk.

As you would expect with an award winning company, all our finance is arranged through fully authorised, regulated mortgage lenders, whom can offer Capital Fortune, exclusive products and rates. Some are specifically designed for those aged over 60.

“At age 74 the mortgage must have been difficult, but it went through more smoothly than any other mortgage” Rex Harris, Edgware

“Thanks for all your help with my mother, it was really appreciated” Al, Brighton

“After 47 years with my Bank they let me down when I needed them most. You said you could do it and you did” JB, Lincolnshire

For further information on our specific pensioner mortgage service call us today on 020 77 100 400 or complete our online enquiry form to speak to an Adviser.

STEP 1: Online Enquiry

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