Maternity Pay Mortgages

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Maternity Pay Mortgages

It was quite an easy decision to make….the run of the mill mortgage brokers really were not going to be able to help me on this one. I would recommend Capital Fortune to any one asking and I do so too.
Joe Crosby, Golders Green

Typically, clients we successfully assist who are on or about to take maternity leave, tell us of the difficulty they have experienced in trying to arrange the most competitive mortgage finance. Often they express their frustration in finding an appropriate lender, who will lend them the sums required given historic or future maternity leave and they look to buy or re-mortgage a property. They appreciate that time on maternity will impact their income but that this is only a short term situation. People do take maternity leave and the temporary decrease in income will later be remedied if a person intends to return back to work full time.

The clients we speak to are generally aware of the thousands of mortgages advertised nationally, the different comparison websites, direct lender deals and all the numerous brokers. They often see the wide array of products and rates but are concerned by the specific lending criteria of the provider and all the additional charges made by lenders, increasing the overall costs on a mortgage deal. They usually have undertaken their own detailed homework but are sometimes left unsure how to conclude their mortgage search.

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