Mortgages to 95% LTV

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Above Take-Aways, Restaurants, Shops & Offices


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Flats Above Commercial

In the current climate, it is a challenge to source competitive mortgage finance for flats above commercial premises. This is particularly so, above, restaurants, supermarkets, an off licence, pubs, offices, hairdressers, launderettes and drycleaners.

Typically, clients who use our service tell us they have spoken to a number of brokers, but are unable to find a mortgage lender. They usually say they are frustrated because the property is well situated, can be purchased at a good price, would make a good home or a sound investment.

We can potentially assist with both residential and Buy to Let mortgages above any type of commercial property. All properties are considered on a bespoke basis.

The location of the flat is a central consideration and local amenities, such as good schools, transport links, leisure and shopping facilities, play an important part for our underwriters. We can normally present a case to them, securing agreement within 24 hours.

“I never believed you could get me a mortgage above a fried chicken shop at 90%. No-one else could. MB, London

Thanks guys, that was complicated situation…..a holiday let, above an Italian and an office. That truly was great work! JW, Eastbourne

“You helped me secure my best Buy to Let investment to date…..of the 12 mortgages you have done to date, this was by far the most impressive. Mr Cohen, Hertfordshire

I highly recommend Capital Fortune. My property was above a Thai and the rate was below 4% - and exceptional service from David!   James, Hackney

To speak a Capital Fortune broker, call us on 020 77 100 400 or complete our online enquiry form.

STEP 1: Online Enquiry

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