First Time Buyer Mortgages

Limited Credit History

Up to 6 x Income

Parental Gifts Accepted

Guarantors Allowed To 100% LTV

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First Time Buyer Mortgages

It was quite an easy decision to make….the run of the mill mortgage brokers really were not going to be able to help me on this one. I would recommend Capital Fortune to any one asking and I do so too.
Joe Crosby, Golders Green

Typically, first time buyers we successfully assist tell us of the difficulty they have experienced in trying to arrange the most competitive mortgage finance. Often they express their frustration in finding the most appropriate first time buyer lender, given the thousands of mortgages advertised nationally, the array of different comparison websites, direct lender deals and all the numerous brokers. They usually have seen some of the products which are available but are concerned or confused by all the additional charges made by lenders, increasing the overall costs on any mortgage deal. They usually have undertaken their own detailed homework but are sometimes left unsure how to conclude their mortgage search. The first time buyers, we help in similar situations, typically tell us of their annoyance at the range of different lending criteria and wish to understand whether they qualify for a specific deal. They may have a relatively modest deposit, require an income stretch, may have missed a payment on previous credit or a loan or have moved addresses lowering their credit rating or score. They may be living with friends or parents and have no utility bills in their name or may just feel overwhelmed by the jargon and terminology and want an independent helping hand.

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STEP 1: Online Enquiry

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