Saturday, 20th January 2018
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Mortgages for Over 60's

  • Mortgages to Age 90
  • Standard Mortgage Rates
  • Trusted Lenders
  • Interest Only and Repayment
  • Earned and Pension Income

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Best Deals

2 Year Discount £1999 Fee Purchase

Maximum LTVInitial Rate PeriodStandard RateAPRC 
80%2 years 4.99%4.4 
Initial RateEarly Repayment ChargeLender Fees
0.99% Discount2 years1999.00

ATOM Premier Broker Exclusive 3 Year Discount Self

Maximum LTVInitial Rate PeriodStandard RateAPRC 
80%3 years 4.19%3.6 
Initial RateEarly Repayment ChargeLender Fees
1.29% Discount0.00

ATOM Premier Broker Exclusive 3 Year Discount Prof

Maximum LTVInitial Rate PeriodStandard RateAPRC 
80%3 years 4.19%3.6 
Initial RateEarly Repayment ChargeLender Fees
1.29% Discount0.00

ATOM Premier Broker Exclusive 3 Year Discount Cont

Maximum LTVInitial Rate PeriodStandard RateAPRC 
80%3 years 4.19%3.6 
Initial RateEarly Repayment ChargeLender Fees
1.29% Discount0.00

Positive Lending Premier Broker Exclusive 3 Year D

Maximum LTVInitial Rate PeriodStandard RateAPRC 
80%3 years 4.19%3.6 
Initial RateEarly Repayment ChargeLender Fees
1.29% Discount0.00

Mortgage for Over 60's

In the current climate, it is a challenge to secure the most competitive mortgages, particularly if you’re a pensioner. A number of lenders restrict the best deals to certain age groups, but there remains some good options out there. Typically we assist clients over the age of 60 who have undertaken their homework and tell us of their frustration, given there a far fewer lenders and even less products. They may have been with their bank for many years, but they are refusing to lend. They say they are surprised, sometimes annoyed, that despite having a good deposit or equity in their home, guaranteed income in pensions, they are struggling to finance, solely due to their age.

It is true, that mortgage lending criteria on a borrower’s age, their income and even the type of mortgage, such as repayment and interest only has all severely tightened.

There remains however a good number of long established lenders willing to provide competitive rates to more mature borrowers, deeming them to be a far lower lending risk.

As you would expect with an award winning company, all our finance is arranged through fully authorised, regulated mortgage lenders, whom can offer Capital Fortune, exclusive products and rates. Some are specifically designed for those aged over 60.

We have been voted the Overall Adviser of the Year for the largest UK mortgage and protection network, two years in a row and have recently won a national industry award for Excellence in Treating Customers Fairly. A number of our clients watched us on BBC TV Newsnight and supported our shortlist nomination for Best Broker Prime and Best UK Mortgage Adviser at the prestigious Money Marketing Financial Services Awards and British Mortgage Awards respectively.

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