Created on 05 July 2017. Posted in Live News
The challenges for UK expats in Qatar just got worse. A further two U.K. Mortgage lenders have also announced that they are removing Qatar from their lists of acceptable countries for mortgage applications. ...
Created on 13 June 2017. Posted in Live News
The Hung Parliament result from the 2017 General Election was an outcome very few predicted.
After a poor campaign from the Conservatives, combined with a surge of grassroots and young support for Labour ...
Created on 13 June 2017. Posted in Uncategorised
Very few people predicted the hung parliament which last Thursday historically saw. After a poor project fear campaign from the Conservatives, combined with a surge of grassroots and young support for ...
Created on 10 May 2017. Posted in Ask the Specialist
Hi,
I am living in the UK and having two incomes, one is in Sterling from a UK company, other is in Renminbi from a Chinese company, can they be counted as my total income if I apply a residential mortgage ...
Created on 10 May 2017. Posted in Ask the Specialist
Hi,
I am living In Singapore and need mortgage in UK for UK property. Is this something that you assist with?
Many thanks, Ayyaz
Ask the Specialist response:
Hi Ayyaz.
Thanks for ...
Created on 30 March 2017. Posted in Live News
March 29th saw the triggering of Article 50 in the UK. In doing so, a period of uncertainty is expected within the mortgage market. The economy, domestic political issues, the stock markets, inflation, ...
Created on 25 March 2017. Posted in Ask the Specialist
Hi,
Do you provide any buy-to-let mortgages that are based solely on rental income rather than affordability? I'm looking for 60% on a £325K new build completing in August. I'm a UK citizen based in ...
Created on 07 March 2017. Posted in Live News
Mortgage rates may be showing signs of rising, but that shouldn't dampen borrowers' desire to remortgage, particularly those coming to the end of a fixed two-year term. Indeed, our latest figures show ...
Created on 28 February 2017. Posted in Ask the Specialist
Hi,
I have just returned from 7 years in Australia (returned Nov 2016). We are currently staying with my in-laws. I am purchasing a house for £250,000 and paying cash (problems getting mortgage). ...
Created on 27 February 2017. Posted in Ask the Specialist
Hi,
we have been trying to buy our flat but have had difficulty finding a lender as our building is concrete as part of the right to buy scheme.Can I get a mortgage on concrete flat?
Mrs Begum
Ask ...
Created on 16 February 2017. Posted in Live News
Competition is still fierce in the mortgage market, and with many high street banks claiming to launch the cheapest products ever on their records, many borrowers could assume that the mortgage rates from ...
Created on 13 February 2017. Posted in Ask the Specialist
...
Providing that there are no significant mortgage market changes we may be able to assist you this time next year although if you wish to find out more, I'd recommend speaking to one of our Advisers ...
Created on 10 February 2017. Posted in Ask the Specialist
Hi,
I currently have a mortgage with Bank of Scotland on a consent to lease basis. I need to move to a buy to let mortgage. However I am encountering lots of obstacles. Is this something you can help ...
Created on 07 February 2017. Posted in Ask the Specialist
... I have a mortgage on it for £485,000. I have an excellent credit file. My difficulty is my income. I have reported net profit of £101,365 however this is made up of a capital gain added to my income from ...
Created on 07 February 2017. Posted in Ask the Specialist
Hi,
I have a buy to let mortgage and we are looking to re-mortgage to a residential mortgage to enable us to live in the property. The problem is I have just completed an IVA. My current provider does ...
Created on 30 January 2017. Posted in Ask the Specialist
Hi,
I have very good credit, but just go out of a expensive separation, I'm renting, would like to buy but lack the deposit, is there a lender that offers 100% mortgages? My scenario is that I can't ...
Created on 23 January 2017. Posted in Ask the Specialist
... looking to purchase a property whilst living in Australia. Currently we are in a position, circumstances permitting where they can obtain a mortgage with a 30% deposit if they have not bought a property ...
Created on 09 January 2017. Posted in Ask the Specialist
Hi,
We are in the process of purchasing a house that has a summer house at the bottom of the garden. The current owner is renting the house together with the summer house at the moment. Nationwide have ...
Created on 05 January 2017. Posted in Ask the Specialist
Hi,
I need a mortgage of about £110,000. I work and have a deposit, however, I fear banks will turn me down as I have 6 late payments on my credit file, which is no fault of my own and taking action ...
Created on 19 December 2016. Posted in Ask the Specialist
Hi there,
I need to re-mortgage my property in the UK. I live and work in the Cayman Islands and rent the house in the UK out to some tenants. Does this sound like something you can help with? Drew
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