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Page 6 of 9

Pensioners May Struggle in Mortgage Market if Cuts Go Ahead

Created on 20 December 2012.

Four out of five advisors recommend that pensioners and those entering retirement find another source of income, as pension cuts in the Autumn Statement are planned. This comes out of a survey conducted ...

Tough Time for First Time Buyers

Created on 19 December 2012.

One in four potential first time buyers believe it will take 10 years to raise enough money to afford a house deposit, according to a survey conducted by the Building Society Association. 

London House Prices Fall 3 Months In A Row

Created on 18 December 2012.

London has experienced three consecutive months of decline in its average house price, revealed the Office of National Statistics.

Millions of Homeowners Overpaying On Their Mortgage

Created on 17 December 2012.

The UK’s historically low, current interest rates has led to over 2.3 million borrowers overpaying on their mortgages according to new figures produced by the Council of Mortgage Lenders. (CML) The organisation ...

New Proposals on Marriage, Divorce Rates and Divorce Mortgages – Are There Lessons from Europe?

Created on 08 December 2012.

Rob Killeen, family barrister and financial broker at Capital Fortune considers the Government’s proposed extension of marriage, yesterday’s figures on divorce, the impact for parties and children and ...

Pressure to make sales remains underlying culture of banking

Created on 07 December 2012.

An investigation by the consumer organisation Which? has found evidence suggesting that bank staff are still under pressure to sell financial products, despite rules restricting the requirements necessary ...

Average earnings rise by 1.4% to £26,500, says ONS

Created on 06 December 2012.

The average annual earnings of full-time workers in the UK rose by 1.4% to £26,500 in the year to April 2012. The figures have been published by the Office for National Statistics (ONS) in its annual survey ...

Bank of England Claims UK Banks May Need Even More Capital

Created on 06 December 2012.

The major UK banks may need to raise more capital as protection against possible future losses, the Bank of England's Financial Policy Committee has recently warned.

Future Pensioners May Struggle With Mortgages

Created on 05 December 2012.

... a retirement mortgage might struggle if their personal pension income or savings are not sufficient. This may because of little financial planning, which based upon this report, would suggest a significant ...

Second Mortgages- Checks and Challenges

Created on 03 December 2012.

When talking about a second home mortgage, this can mean anything from a holiday home, to a second property for later life plan; to housing for one’s children, or as a property investment to be rented ...

Pensioners in France Wishing To Buy in the UK

Created on 09 April 2018. Posted in Ask the Specialist

Hi,  We are UK citizens retired and living in France. We are enquiring to see if you can help clients obtain UK mortgages as UK citizens who no longer have a UK address. Evelyn   Ask ...

Interest Only Mixed Repayment Mortgage

Created on 28 March 2018. Posted in Ask the Specialist

Hello, Are you able to offer interest only and mixed repayment mortgages? Harold Ask the Specialist response: Harold,  Thanks for your email contact. Providing that there is suitable ...

Mortgage Wars

Created on 14 February 2018. Posted in Live News

Capital Fortune predict a lender rate war over the forthcoming months and indicate that mortgage interest rates may be set to be the lowest for a lifetime. We have seen a number of regional lenders enter ...

Mortgage in the Merchant Navy

Created on 27 January 2018. Posted in Ask the Specialist

... for a year and works for the merchant navy so is employed by an American company. Is it possible for us to get a joint mortgage that takes his salary into account when calculating how much we can borrow? ...

Right to Buy with 80 Year Old Plus Dad

Created on 22 January 2018. Posted in Ask the Specialist

Hi, I'm currently looking for a right to buy mortgage. The house value is £110,000 and purchase price £33,000. It will be a joint application as my dad is the named tenant and gets maximum discount. ...

My Husband is Younger But We Need Both Our Incomes

Created on 14 January 2018. Posted in Ask the Specialist

Hi there,  I am enquiring as to what age your mortgage applications go to please? My husband is considerably younger than me but I would like if possible to have my income included on any application ...

Interest Only Mortgage in Mid 50s

Created on 27 December 2017. Posted in Ask the Specialist

Hi, I currently have a mortgage with a rate of 5.84% and want to remortgage to a better rate. My current lender will not play ball based on affordability. I fear another interest only mortgage may ...

UK Expat in Spain

Created on 26 October 2017. Posted in Ask the Specialist

Hello, I am a UK Citizen resident in Spain and I'm exploring the options to apply for a mortgage to buy a property in the North-West of England. I would appreciate more information on the types of Mortgages ...

British Expat in South Asia

Created on 04 October 2017. Posted in Ask the Specialist

... mortgage on SVR. I am looking to remortgage my property on a buy-to-let product. I pay taxes and get paid in local currency in Pakistan. If there are any competitive remortgage deals available for British ...

Mortgage with a Vendor Gifted Deposit

Created on 25 July 2017. Posted in Ask the Specialist

... faithfully,  Valerie Ask the Specialist response: Hello Valerie Thanks for your email. It is particularly difficult to obtain a mortgage using the equity gifted by a vendor as the monies ...