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Is this the best time ever to get a mortgage?
We are delighted to report that mortgage rates are at their lowest ever levels and experts are predicting they will fall further. There are a number of factors pushing down mortgage deals of all kinds ...
Are second homes about to be hit with higher taxes?
... is coming from could deter investment in the buy to let sector as well as make people think twice.
And it could affect your mortgage. If the Lib Dem plan gets the go-ahead after the election then mortgage ...
Millions Overpaying on Mortgages -The Cost of Complacency?
New research by Capital Fortune indicates that millions of borrowers may be overpaying on their current standard variable mortgages due to complacency. In light of the numerous deals now available, Rob ...
The challenges on taking out a UK mortgage as an expat
... of individuals find themselves in every year and it can be tough.
Most people would expect a simple solution to converting their mortgage to buy to let when you’re abroad but it can be a minefield.
We ...
Lenders cut rates on long-term fixes
We are delighted to see mortgage rates plunge to even greater depths, across the board. With interest rates at 0.5% and not appearing to be moving anywhere fast, borrowers on standard variable rate ...
MORTGAGES FOR OVER 60's
Mortgages for Over 60's
Mortgages to Age 90
Standard Mortgage Rates
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Interest Only and Repayment
Earned and Pension Income
Mortgage for Over 60's
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UK EXPAT MORTGAGES
UK Expat Mortgages
Mortgages to 90% LTV
Exclusive Expat Deals
Employed & Self Employed
Mortgages From £50K to £10M
Residential, Buy to Lets & Holiday Lets
UK Expat ...
Carney pushes rate rise back to 2015
... at a rock bottom record low of 0.5 percent for more than five years.
Millions of mortgage holders not on fixed rate deals are waiting for the Bank to increase rates and see their costs rise. Bank of ...
How to get a flexible mortgage?
We have watched with concern in recent years as the mortgage market has changed. Choice has been restricted as lenders have reigned in loans and regulators have cracked down on risky activity. Mostly, ...
Chancellor Cracks The Whip on "Excessive" Lending
It seems that Chancellor George Osborne has finally cracked the whip on what has been deemed "excessive" mortgage lending last night, blamed for ever increasing house price inflation across the UK.
After ...
Remortgage Boom as Two Thirds Sit on Variable Rates
In the last six years interest rates have been at their lowest ever levels. We have seen clients enjoying rock bottom mortgage rates. Those sitting on standard variable rates (SVRs) have watched the Bank ...
Regulators Ready to Crack Down Further on Mortgages
... cent in some areas of London and the South East.
So far the Government has only sought to boost mortgage lending and housing supply through schemes such as Help to Buy and funding for lending.
It has ...
What are the Problems Facing Expats Landlords?
... to their core business.
This included their international arms to help Britons buy abroad and expats buy in Britain. Most lenders require a UK postcode when offering mortgages so it can be extremely ...
Tough New Mortgage Rules - What Will It Mean For You?
We can report that tough new mortgage regulation is on the way and prospective borrowers should know what it means. From April 26 the mortgage market will change forever because, after years in the ...
Pensions Revolution Could Boost Pensioner Buy To Lets
... we believe we can help.
The market for older borrowers is very difficult as many lenders offering pensioner mortgages will not lend to people over 70, or even as low as 65.
Taking professional advice ...
What would an Independent Scotland Mean for Mortgages?
... be allowed to adopt the Euro - less likley given Barroso's comments yesterday. For both mortgage lenders and brokers with Scottish clients, the key issue will be the currency and whether any of our systems ...
The Big Mortgage Question - Is it Time to Fix?
We can report that a senior Bank of England economist has weighed into the debate by insisting borrowers should fix their mortgage. Richard Sharp, an external member of the Bank of England’s Financial ...
Free Stamp Duty With the TSB ?
There is good news being reported that TSB is offering to pay the stamp duty for mortgage customers purchasing a home up to £250,000. TSB research shows 40,000 homebuyers spent £70m in stamp duty in January ...
Inflation falls to lowest levels in four years
... up to 10 per cent a year at the ‘Big Six’ energy companies during last autumn.
Mortgages are not included in the CPI inflation measure as it is based on a typical group of family purchases, not including ...
Rates Won't Rise Quickly - Carney
... is now considering dropping the threshold to 6.5 per cent to further delay future rate rises.
Borrowers
We believe it is good news for borrowers who are facing a year of rising mortgage rates as Government ...