blog

Search

Search
Search Only:
Total: 53 results found.
Page 2 of 3

Parents over 60 looking to buy with Daughter

Created on 28 April 2016. Posted in Ask the Specialist

... joint mortgage over say 20-25 years? Thanks Reg Ask the Specialist response: Hi Reg, Thanks for your enquiry. We assist a growing number of clients over the age of 60 looking to purchase a property ...

10% deposit with a Debt management plan

Created on 26 April 2016. Posted in Ask the Specialist

I've seen a property for £87,000. I have a 10% deposit and I have been in debt management plan which will be finished in 16 months. I have no debts and earn £3200 per month. Can you get me a mortgage? ...

Retired Expat Looking to Buy Holiday Let Property

Created on 21 March 2016. Posted in Ask the Specialist

... Looking to get a mortgage on the new property. Stuart. Ask the Specialist response: Stuart. Thanks for getting in touch. It is not unusual for us to assist clients abroad who are looking to ...

Bank of England's What would Brexit mean for mortgages?

Created on 03 March 2016. Posted in Live News

... economy and your own personal finances and mortgages. While we take no side on the crucial question, it is important to see the issue resolved quickly for mortgage holders. Last week, Prime Minister ...

Foreign currency ex pat mortgage rules from next month

Created on 11 February 2016. Posted in Live News

... the lender selects to distribute their products through) to provide much more information about the impact foreign exchange rates can have on mortgages when borrowers take out the loan. On the face of ...

Help With Documents

Created on 09 February 2016. Posted in Documents

We appreciate it can sometimes be difficult, time consuming and tedious to provide all the documentation a lender is requesting to support your mortgage application. To help our clients we have provided ...

Annual Mortgage Statements

Created on 09 February 2016. Posted in Documents

We have provided this handy video to help our clients understand how to provide Annual Mortgage Statements for Lenders. More Help on Documents.  ...

95% Mortgage With Default

Created on 23 January 2016. Posted in Ask the Specialist

Hi I am looking at getting a 95% mortgage and I have a default from nearly 3 years ago which is settled for £565, do you think it would be possible to get a mortgage? The property I have seen is £165000. ...

Lenders free up lending to focus on safer interest-only loans

Created on 02 October 2015. Posted in Live News

We note the trend of lenders reducing the number of interest-only mortgage loans they have on their books. In 2012 lenders had 2.5 million mortgages that were interest-only but that figure dropped by ...

The return of bonus income mortgages?

Created on 30 September 2015. Posted in Live News

We are pleased to see the return of flexibility to mortgages after years of rigid processes after the financial crash. Since April last year, lenders have been dealing with the fallout from the biggest ...

Getting a mortgage in the military

Created on 23 September 2015. Posted in Live News

We understand the difficulties in working in the military, often overseas and then trying to get a mortgage back home. The fact is that many lenders processes are not set up to deal with armed forces ...

The shifting rules of buy to let

Created on 18 August 2015. Posted in Live News

... months – when the house lays empty without a tenant. We have also watched as buy-to-let mortgage lending has grown substantially with more lenders, more competition and more landlord demand. Lenders ...

Expat landlords shrug off Budget changes

Created on 30 July 2015. Posted in Live News

... be constantly changing. It is a complex area and it is strongly suggested you seek specialist advice from us or a specialist expat broker before diving into currency speculation combined with mortgage ...

Mortgage Strategy Wired Presents… Undeserved Borrowers

Created on 24 June 2015. Posted in Live News

The tightening criterion for mortgage lenders following the publication of 2012’s Mortgage Market Review has certainly hit some applicants hard. In particular, these changes have affected the availability ...

How can I get a second home mortgage?

Created on 24 June 2015. Posted in Live News

... most people don’t realise that getting a second home mortgage is not the same and a much trickier process than your first. How to get a second home mortgage Owning a second home can be a great lifestyle ...

What happens to my mortgage when I get divorced?

Created on 24 June 2015. Posted in Live News

  The two biggest reasons that people are cannot afford to pay their mortgage are unemployment and divorce.   Losing your job is an obvious one. If you stop getting the monthly salary that ...

Mortgage market bounces back in April

Created on 23 June 2015. Posted in Live News

We are pleased to see the mortgage market bouncing back to life after a subdued start to the year which is great news for borrowers. In February mortgage lenders dished out £13bn worth of mortgages, ...

Older borrowers win victory in landmark mortgage case

Created on 03 June 2015. Posted in Live News

We are delighted to see mortgage lenders being forced to change their lending criteria when discriminating on age. In recent years a number of lenders have started to cut back on lending into retirement ...

Nationwide axes foreign currency mortgages

Created on 25 May 2015. Posted in Live News

We are very concerned to learn that Nationwide Building Society is no longer offering new mortgage loans to individuals with income paid in foreign currency. The shift came into force on April 8 and ...

How the Budget can help you save for a mortgage

Created on 22 May 2015. Posted in Live News

... boost. Anyone who earned £1,000 interest on cash would have been taxed £200 before the Budget. We think that is positive news for mortgage holders who are looking to move up a rung on the housing ladder ...