blog

Search

Search
Search Only:
Total: 53 results found.
Page 1 of 3

Gross Mortgage Lending Up 9% in March

Created on 22 April 2013.

The Council of Mortgage Lenders estimates that total gross mortgage lending increased to £11.6 billion in March. This is 9% higher than February's gross lending figure of £10.6 billion but 8% lower than ...

Lenders Selling Repossessed Properties Cheaply

Created on 08 March 2013.

Since the start of the credit crunch four years ago, UK mortgage lenders have sold repossessed properties at an average discount of 23% compared with 13% prior to 2008. The analysis comes from Fitch ...

Lenders Are Wrong Not To Allow Tenants Longer Tenancies

Created on 30 January 2013.

The Council of Mortgage Lenders have responded to Labour leader Ed Milliband's call for longer tenancy agreements by warning that such agreements could lead to a rise in rent arrears. They have indicated ...

Mortgage Wars

Created on 14 February 2018. Posted in Live News

Capital Fortune predict a lender rate war over the forthcoming months and indicate that mortgage interest rates may be set to be the lowest for a lifetime. We have seen a number of regional lenders enter ...

Mortgage in the Merchant Navy

Created on 27 January 2018. Posted in Ask the Specialist

... for a year and works for the merchant navy so is employed by an American company. Is it possible for us to get a joint mortgage that takes his salary into account when calculating how much we can borrow? ...

Right to Buy with 80 Year Old Plus Dad

Created on 22 January 2018. Posted in Ask the Specialist

Hi, I'm currently looking for a right to buy mortgage. The house value is £110,000 and purchase price £33,000. It will be a joint application as my dad is the named tenant and gets maximum discount. ...

My Husband is Younger But We Need Both Our Incomes

Created on 14 January 2018. Posted in Ask the Specialist

Hi there,  I am enquiring as to what age your mortgage applications go to please? My husband is considerably younger than me but I would like if possible to have my income included on any application ...

Interest Only Mortgage in Mid 50s

Created on 27 December 2017. Posted in Ask the Specialist

Hi, I currently have a mortgage with a rate of 5.84% and want to remortgage to a better rate. My current lender will not play ball based on affordability. I fear another interest only mortgage may ...

UK Expat Mortgages in Qatar

Created on 05 July 2017. Posted in Live News

The challenges for UK expats in Qatar just got worse. A further two U.K. Mortgage lenders have also announced that they are removing Qatar from their lists of acceptable countries for mortgage applications. ...

Mortgage When Paid in Chinese Currency

Created on 10 May 2017. Posted in Ask the Specialist

Hi, I am living in the UK and having two incomes, one is in Sterling from a UK company, other is in Renminbi from a Chinese company, can they be counted as my total income if I apply a residential mortgage ...

Expat in Singapore

Created on 10 May 2017. Posted in Ask the Specialist

Hi, I am living In Singapore and need mortgage in UK for UK property. Is this something that you assist with? Many thanks, Ayyaz   Ask the Specialist response: Hi Ayyaz. Thanks for ...

Brexit And The Mortgage Market

Created on 30 March 2017. Posted in Live News

March 29th saw the triggering of Article 50 in the UK. In doing so, a period of uncertainty is expected within the mortgage market. The economy, domestic political issues, the stock markets, inflation, ...

Expat Returned from Australia

Created on 28 February 2017. Posted in Ask the Specialist

Hi,  I have just returned from 7 years in Australia (returned Nov 2016). We are currently staying with my in-laws. I am purchasing a house for £250,000 and paying cash (problems getting mortgage). ...

Previously Bankrupt in Northern Ireland

Created on 13 February 2017. Posted in Ask the Specialist

...  Providing that there are no significant mortgage market changes we may be able to assist you this time next year although if you wish to find out more, I'd recommend speaking to one of our Advisers ...

Need to Move from Consent to Lease

Created on 10 February 2017. Posted in Ask the Specialist

Hi, I currently have a mortgage with Bank of Scotland on a consent to lease basis. I need to move to a buy to let mortgage. However I am encountering lots of obstacles. Is this something you can help ...

Purchasing a Property Renting Outbuildings

Created on 09 January 2017. Posted in Ask the Specialist

Hi, We are in the process of purchasing a house that has a summer house at the bottom of the garden. The current owner is renting the house together with the summer house at the moment. Nationwide have ...

Mortgage With 6 Late Payments

Created on 05 January 2017. Posted in Ask the Specialist

Hi, I need a mortgage of about £110,000. I work and have a deposit, however, I fear banks will turn me down as I have 6 late payments on my credit file, which is no fault of my own and taking action ...

Remortgage While Working in Cayman Islands

Created on 19 December 2016. Posted in Ask the Specialist

Hi there, I need to re-mortgage my property in the UK. I live and work in the Cayman Islands and rent the house in the UK out to some tenants. Does this sound like something you can help with? Drew  ...

Capital Fortune Conference 2016

Created on 09 December 2016. Posted in Live News

... Turnbull - Head of Competition at HM Treasury - started the conference informing the audience about the need for mortgage lenders to appreciate competition and lender's need to engage in the coming revolution. ...

Expat in Dubai

Created on 23 November 2016. Posted in Ask the Specialist

... terms which are issued can often be on bespoke basis, where a mortgage lender will look at your overall holistic circumstances.  If you just wish to obtain an indication on whether we are able to ...