Ask the Specialist

Capital Fortune are asked to help clients on a daily basis, whether it be with a new purchase, remortgage, buy to let or something more unusual. We typically help clients with non-standard, unusual or complex situations and have created this section to allow you to ask our team of specialists any question you may have. Feel free to browse the list of questions and responses. Please note we provide information only in response to the questions posed and not advice. If you do seek advice then feel free to speak to one of our Advisers by calling 0207 710 0400 or send us an enquiry online and one of our Advisers will call you back.

Expat In Australia Wishing To Buy In UK

on 23 January 2017.


I have just inherited some money in the UK. I am currently living in Australia and working here. I am considering buying a UK property to put this money to good use and potentially we could return in the future. Would this be something which could be considered?

Thanks, Craig

Ask the Specialist response:

Hello Craig,

Thanks for your enquiry.

Typically we do assist a number of clients looking to purchase a property whilst living in Australia. Currently we are in a position, circumstances permitting where they can obtain a mortgage with a 30% deposit if they have not bought a property before, or, if they have and currently have a UK mortgage with a 25% downpayment. The mortgage will be assessed on your personal affordability, as well as the monies you have recently inherited.

I would advise given your specific circumstances speaking to one of our Advisers on 0044 207 7 100 400 or send us an enquiry online and one of our Advisers will call you back.

Capital Fortune