Pension Mortgages

Pension Linked Mortgages

Pension Linked Mortgages - are mortgages that are repaid by a lump sum draw down from your pension plan which can be up to 25% of your pension pot.

Capital  Fortune have secured mortgages for more applicants wishing to repay their mortgage using a pension draw-down.

We are also able to arrange mortgages to be placed in a pension if this is a requirement and a feasible option. Capital  Fortune are also able to advise on the most suitable and affordable mortgages for SIPP's or mortgages afforded using pension income.

We are not authorised, however, to give advice on pensions or other investments and therefore advise you speak to a Financial Adviser for investment and pension advice.

You should also be aware that there is a risk with a pension linked mortgage that the amount held in the pension fund maybe insufficient to repay the whole mortgage.

We will obtain all the necessary documentation from you after our first discussion and will avoid cascading you with a range of further information regarding your pensions during the mortgage application. We will contact you via email, text message or mobile telephone at convenient times agreed by you.

Once the mortgage has been agreed, submitted and completed, your mortgage and mortgage protection needs will be constantly reviewed and in the event that new products become available, we will look to continually switch you to those products in order to increase the savings in a hassle free manner.

For more information on pension income mortgages, speak to one of our specialist Advisers on 020 3 216 2037 or Enquire Online.

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