Mortgages for Over 80s

Mortgages For Over 80s

Mortgages For Over 80s - Mortgages for over 80s are often difficult to obtain for pensioners looking to seek finance for their residential or buy to let property within the UK. Mortgages for over 80s are often not available from a number of High Street banks and building societies within the UK with institutions not willing to lend to ‘high risl’ applicants since the economic downturn. Obtaining mortgages for over 80s is not an easy task and specialist advice and assistance may be required to obtain the optimum financial result. This is where we can assist.

Appreciating how difficult it can be for individuals to obtain mortgages for over 80s, our expert team will guide and assist you throughout your application from your initial enquiry until the completion of your mortgage transaction and beyond. We have estrablished superb relationships with a number of leading mortgage institutions offering mortgages for over 80s over the years, utilising these links and contacts to obtain favourable deals for our clients.

Often with lower income than most individuals without the support of extra financial vehicles, mortgage lenders are unwilling to offer mortgages for over 80s due to the risk attached to each package. Aware of any time constraints you may have, our expert mortgage team will complete all the relevant documentation required to ensure your mortgage is secured, all within your time constraints.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 3 216 2037 or Enquire Online.

Mortgages for over 80s can be found using our help. Call our expert advisory team today.

How to get in touch

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Selected Mortgages For Aged 60 to 90

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/08/2014.

For /
Overall cost
Fixed Lender
% Lender
001 2.39% Fixed 02/10/16 4.74% 4.4% 3% £995 None

Maximum age 75 (69 at application)

Repayment to 60% / Interest Only to 50%



3.59% Fixed 3 Years 5.95% 5.4% 3% £0 None

Free Legals

Free valuation up to £375,000

Capital Fortune and the lender will contribute £350 to a local charity



1.95% Discount 2 Years 4.15% 3.90% 2% £250 None

Maximum age 85

Repayment Only to 80%

On remortgages you can have a free Valuation & free legal service

004 2.99% Fixed 31/10/17 4.79% 4.5% 2%, 1% £895 None

Maximum age 87

Repayment to 80% loan to value

Interest Only to 70% loan to value with valid repayment scheme

005 3.99% Fixed 31/11/2019 4.79% 4.5% 5%, 4%, 3% ,2%, 1% £895 None

Maximum age 87

Repayment to 80% loan to value

Interest Only to 70% loan to value with valid repayment scheme

006 3.79% Buy to Let Discount 30/04/17 5.95% 5.60% 3% £699 None

Maximum age 85


Interest Only available with starting rate of 4.19%