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Capital Fortune is a national and
award winning mortgage, buy-to-let
and insurance broker.

Call today to speak to an expert

0207 7 100 400

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Guy Shaw-Browne - Remo
Capital Fortune managed to get me a very good mortgage when nobody else could. Its like after 45 years in business and at the age ...Read More

Mortgages For Armed Forces

Being in the armed forces can present a number of challenges when applying for a mortgage due to the nature of the job. The good news is that many lenders have mortgages that are designed specifically to address these challenges, but it can be hard work to find out what the best deals are from all of the lenders in the market.

This is where we can help. We are specialists in providing mortgage advice to military personnel and will help you find the most suitable mortgage for your circumstances, whatever those are.

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What Our Customers Say

Stuart Wright - Buy to let remortgage
Great service, very organised and professional with prompt communication and clear explanations. ...Read More
20 days ago

John Burton - Remo
Very impressive service from start to finish, the ability to upload documents to portal is a revelation! Many thanks to Peter Bartlett & Chloe for rapid replies and answering queries, absolutely brilliant service. Thank you for making it a painless process. ...Read More
20 days ago

Customer - Buy to let residential
Very good service, totally professional and fast! Their understanding of the business make it pleasure to deal with them, simply, no nonsense and a very good service provided by Capital Fortune. This firm, and a particular person from this firm ...Read More
26 days ago

Customer - Purchase
I was recommended to go to capital fortune by a neighbour and I found my experience was very good. Both James Drury and Stephen Marsh worked with me and my son excellently keeping us well informed throughout the entire process. ...Read More
27 days ago

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What's Different for Military Personnel?

One of the most obvious challenges faced by those in the armed forces when it comes to getting a mortgage is overseas deployment. There are mortgage lenders out there that are happy to let you rent out your home to paying tenants when you are deployed overseas, without charging you a higher mortgage rate or requiring you to switch onto a buy-to-let mortgage.

This is known as consent to let. Lenders have different approaches to how this works, but there are options to vary the length of time you're letting out your home to be in line with when you are overseas. It's also possible to apply to mortgage or remortgage when you're deployed overseas as there are lenders which are prepared to accept your British Forces Post Office address rather than needing you to demonstrate permanent residence in the UK to be eligible.

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First-Time Buyers in the Military

All first-time buyers are eligible for the government's Help to Buy scheme which runs in England until 2020. But there is also a specific Armed Forces Help to Buy scheme designed to support those serving in the British military. Under this scheme, you can borrow up to 50 per cent of your annual salary interest-free up to a maximum of £25,000. This can then be put towards buying your first home. The scheme is currently open until the end of 2018.

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Further details on the scheme can be found on the government website here.

Find Out Current Rates

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Commercial Mortgages and some forms of Part Commercial & Buy to Let mortgages are not regulated.

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