First Time Buyer Mortgages

First Time Buyer Mortgages

 
First Time Buyer Mortgages - First time buyer mortgages at suitable and affordable rates can be found using Capital Fortune's help. Our team appreciate just how difficult and complex it can be for those seeking first time buyer mortgages and vow to help all clients from their initial enquiry until the completion of their first time buyer mortgage solution and beyond. 
 
Since the credit crunch, it has become more difficult for individuals seeking first time buyer mortgages to obtain a cost effective deal. Banks and building societies have been more reluctant to lend to individuals, meaning many applicants seeking first time buyer mortgages will require specialist assistance to obtain the optimum financial result. This is where we can assist.
 
Capital Fortune's first time buyer mortgages team are experts in placing our clients with the right lender at the right time and importantly with the right product. Our team will guide and assist you throughout your application, recommending which lender will be most suited to your specific needs and requirements, before completing all the relevant documentation required to secure your first time buyer mortgage transaction. 
 
Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.  

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Residential - Purchase - First Time Buyer Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Family Building Society (NCBS) 3 Year Fixed £599 Fee Purchase Family Mortgage FAM2.69%FixedNov-20204.54%4.2%APRC30-Nov-2020 £77495%
Product Code: 0023B2
Product Name: 3 Year Fixed £599 Fee Purchase Family Mortgage
Lender Code: FAM
Lender Name: Family Building Society (NCBS)
Initial Pay Rate: 2.69
Mortgage Class: Fixed
Initial Rate Period: Nov-2020
Initial Rate Period Months: 37
Standard Variable Rate: 4.54
Apr Lenders: 4.2
Early Repayment Charge Applies Until: 30-Nov-2020
Early Repayment Charge Period Sort Field: 1450
Initial Monthly Payment: 873.41
Monthly Payment After Initial Period: 1042.04
Fees Total: 904.00
True Cost: 0.00
True Cost Over Initial Period: 32621.17
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 599.00
Booking Fee: 175.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 153.93
Lender Product Reference: XF0107
Detail
Family Building Society (NCBS) ATOM 3 Year Fixed £599 Fee Purchase Family Mortgage FAM2.69%FixedNov-20204.54%4.2%APRC30-Nov-2020 £77495%
Product Code: 0023B3
Product Name: ATOM 3 Year Fixed £599 Fee Purchase Family Mortgage
Lender Code: FAM
Lender Name: Family Building Society (NCBS)
Initial Pay Rate: 2.69
Mortgage Class: Fixed
Initial Rate Period: Nov-2020
Initial Rate Period Months: 37
Standard Variable Rate: 4.54
Apr Lenders: 4.2
Early Repayment Charge Applies Until: 30-Nov-2020
Early Repayment Charge Period Sort Field: 1450
Initial Monthly Payment: 873.41
Monthly Payment After Initial Period: 1042.04
Fees Total: 1003.00
True Cost: 0.00
True Cost Over Initial Period: 32621.17
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 599.00
Booking Fee: 175.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 153.93
Lender Product Reference: XF0107
Detail
Family Building Society (NCBS) Brightstar 3 Year Fixed £599 Fee Purchase Family Mortgage FAM2.69%FixedNov-20204.54%4.2%APRC30-Nov-2020 £77495%
Product Code: 0023B4
Product Name: Brightstar 3 Year Fixed £599 Fee Purchase Family Mortgage
Lender Code: FAM
Lender Name: Family Building Society (NCBS)
Initial Pay Rate: 2.69
Mortgage Class: Fixed
Initial Rate Period: Nov-2020
Initial Rate Period Months: 37
Standard Variable Rate: 4.54
Apr Lenders: 4.2
Early Repayment Charge Applies Until: 30-Nov-2020
Early Repayment Charge Period Sort Field: 1450
Initial Monthly Payment: 873.41
Monthly Payment After Initial Period: 1042.04
Fees Total: 1203.00
True Cost: 0.00
True Cost Over Initial Period: 32621.17
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 599.00
Booking Fee: 175.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 153.93
Lender Product Reference: XF0107
Detail
Family Building Society (NCBS) Complete FS 3 Year Fixed £599 Fee Purchase Family Mortgage FAM2.69%FixedNov-20204.54%4.2%APRC30-Nov-2020 £77495%
Product Code: 0023B5
Product Name: Complete FS 3 Year Fixed £599 Fee Purchase Family Mortgage
Lender Code: FAM
Lender Name: Family Building Society (NCBS)
Initial Pay Rate: 2.69
Mortgage Class: Fixed
Initial Rate Period: Nov-2020
Initial Rate Period Months: 37
Standard Variable Rate: 4.54
Apr Lenders: 4.2
Early Repayment Charge Applies Until: 30-Nov-2020
Early Repayment Charge Period Sort Field: 1450
Initial Monthly Payment: 873.41
Monthly Payment After Initial Period: 1042.04
Fees Total: 1103.00
True Cost: 0.00
True Cost Over Initial Period: 32621.17
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 599.00
Booking Fee: 175.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 153.93
Lender Product Reference: XF0107
Detail
Family Building Society (NCBS) Positive Lending 3 Year Fixed £599 Fee Purchase Family Mortgage FAM2.69%FixedNov-20204.54%4.2%APRC30-Nov-2020 £77495%
Product Code: 0023B6
Product Name: Positive Lending 3 Year Fixed £599 Fee Purchase Family Mortgage
Lender Code: FAM
Lender Name: Family Building Society (NCBS)
Initial Pay Rate: 2.69
Mortgage Class: Fixed
Initial Rate Period: Nov-2020
Initial Rate Period Months: 37
Standard Variable Rate: 4.54
Apr Lenders: 4.2
Early Repayment Charge Applies Until: 30-Nov-2020
Early Repayment Charge Period Sort Field: 1450
Initial Monthly Payment: 873.41
Monthly Payment After Initial Period: 1042.04
Fees Total: 1199.00
True Cost: 0.00
True Cost Over Initial Period: 32621.17
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 599.00
Booking Fee: 175.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 153.93
Lender Product Reference: XF0107
Detail
Family Building Society (NCBS) 3 Year Fixed No Fee Purchase Family Mortgage Product Switch FAM2.69%FixedNov-20204.54%4.1%APRC30-Nov-2020 £095%
Product Code: 0023M4
Product Name: 3 Year Fixed No Fee Purchase Family Mortgage Product Switch
Lender Code: FAM
Lender Name: Family Building Society (NCBS)
Initial Pay Rate: 2.69
Mortgage Class: Fixed
Initial Rate Period: Nov-2020
Initial Rate Period Months: 37
Standard Variable Rate: 4.54
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 30-Nov-2020
Early Repayment Charge Period Sort Field: 1450
Initial Monthly Payment: 870.67
Monthly Payment After Initial Period: 1038.77
Fees Total: 130.00
True Cost: 0.00
True Cost Over Initial Period: 32344.79
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 153.93
Lender Product Reference: XF0107
Detail
Family Building Society (NCBS) ATOM 3 Year Fixed No Fee Purchase Family Mortgage Product Switch FAM2.69%FixedNov-20204.54%4.1%APRC30-Nov-2020 £095%
Product Code: 0023M5
Product Name: ATOM 3 Year Fixed No Fee Purchase Family Mortgage Product Switch
Lender Code: FAM
Lender Name: Family Building Society (NCBS)
Initial Pay Rate: 2.69
Mortgage Class: Fixed
Initial Rate Period: Nov-2020
Initial Rate Period Months: 37
Standard Variable Rate: 4.54
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 30-Nov-2020
Early Repayment Charge Period Sort Field: 1450
Initial Monthly Payment: 870.67
Monthly Payment After Initial Period: 1038.77
Fees Total: 229.00
True Cost: 0.00
True Cost Over Initial Period: 32344.79
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 153.93
Lender Product Reference: XF0107
Detail
Family Building Society (NCBS) Brightstar 3 Year Fixed No Fee Purchase Family Mortgage Product Switch FAM2.69%FixedNov-20204.54%4.1%APRC30-Nov-2020 £095%
Product Code: 0023M6
Product Name: Brightstar 3 Year Fixed No Fee Purchase Family Mortgage Product Switch
Lender Code: FAM
Lender Name: Family Building Society (NCBS)
Initial Pay Rate: 2.69
Mortgage Class: Fixed
Initial Rate Period: Nov-2020
Initial Rate Period Months: 37
Standard Variable Rate: 4.54
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 30-Nov-2020
Early Repayment Charge Period Sort Field: 1450
Initial Monthly Payment: 870.67
Monthly Payment After Initial Period: 1038.77
Fees Total: 429.00
True Cost: 0.00
True Cost Over Initial Period: 32344.79
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 153.93
Lender Product Reference: XF0107
Detail
Family Building Society (NCBS) Complete FS 3 Year Fixed No Fee Purchase Family Mortgage Product Switch FAM2.69%FixedNov-20204.54%4.1%APRC30-Nov-2020 £095%
Product Code: 0023M7
Product Name: Complete FS 3 Year Fixed No Fee Purchase Family Mortgage Product Switch
Lender Code: FAM
Lender Name: Family Building Society (NCBS)
Initial Pay Rate: 2.69
Mortgage Class: Fixed
Initial Rate Period: Nov-2020
Initial Rate Period Months: 37
Standard Variable Rate: 4.54
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 30-Nov-2020
Early Repayment Charge Period Sort Field: 1450
Initial Monthly Payment: 870.67
Monthly Payment After Initial Period: 1038.77
Fees Total: 329.00
True Cost: 0.00
True Cost Over Initial Period: 32344.79
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 153.93
Lender Product Reference: XF0107
Detail
Family Building Society (NCBS) Positive Lending 3 Year Fixed No Fee Purchase Family Mortgage Product Switch FAM2.69%FixedNov-20204.54%4.1%APRC30-Nov-2020 £095%
Product Code: 0023M8
Product Name: Positive Lending 3 Year Fixed No Fee Purchase Family Mortgage Product Switch
Lender Code: FAM
Lender Name: Family Building Society (NCBS)
Initial Pay Rate: 2.69
Mortgage Class: Fixed
Initial Rate Period: Nov-2020
Initial Rate Period Months: 37
Standard Variable Rate: 4.54
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 30-Nov-2020
Early Repayment Charge Period Sort Field: 1450
Initial Monthly Payment: 870.67
Monthly Payment After Initial Period: 1038.77
Fees Total: 425.00
True Cost: 0.00
True Cost Over Initial Period: 32344.79
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 95
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 153.93
Lender Product Reference: XF0107
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £190000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.