Sitting Tenant
Mortgages

Sitting Tenant Mortgages

Sitting Tenant Mortgages – Sitting tenant mortgages are mortgages for property purchases where an existing tenant has rights to remain in the property for a length of time after the purchase. Sitting tenant mortgages may be required for either a buy to let or, unusually, a residential purchase. Many lenders are wary of offering sitting tenant mortgages due to the complication of residual contracts between the tenant and existing owner of the property. As a result, sitting tenant mortgages are a niche product and borrowers may find it difficult and stressful to secure a competitive deal. This is where we can assist.

At Capital Fortune, we have the market knowledge and expertise to help clients find and secure their ideal sitting tenant mortgage. As a whole of market mortgage broker, we can search through a range of providers of sitting tenant mortgages to find the most suitable and affordable deal for your individual circumstances. Our holistic service includes the completion of all application paperwork. We also offer a follow up service to ensure you remain on the best package when your sitting tenant mortgage is eligible for renewal.

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online. As part of our service, we will call you back. .

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.

Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.