Unencumbered Remortgages

Unencumbered Remortgages - Unencumbered remortgages are remortgages on properties that are free of debt. Homeowners may wish to take out unencumbered remortgages to raise capital. Reasons may include consolidating debt and raising capital for home improvements or for business purposes. Lenders attach many terms and conditions to unencumbered remortgages and borrowers are reminded of the risk of repossession of their home if repayments on the remortgage are not met.

The advisers at Capital Fortune understand that there may be different reasons for homeowners taking out unencumbered remortgages.

Our specialist team of advisers use our whole of market contact base to secure unencumbered remortgages which are suitable to the personal circumstances of our clients. We are able to access unencumbered remortgages which are not available on the open market, in addition to packages with favourable rates and terms and conditions. We work with our clients to remove the hassle from applying for unencumbered remortgages, and present your details in a favourable light to lenders, maximising the likelihood of a successful application.

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.