Probate Mortgages

Probate Mortgages – Probate mortgages is a specialist area of the mortgage market, concerning mortgages secured on properties in probate. In the event of a death, probate refers to the period in which a deceased person’s estate is administrated in a way that transfers ownership to other parties, according to a will or through grant of letters of administration. In some instances, probate mortgages can be complicated, as finding the deceased’s mortgage documentation, among other financial documents, can be a hard task if not done by their immediate spouse. Probate mortgages are further complicated by insurance on mortgages, especially where mortgage insurance or life insurance is inappropriate to the individual’s circumstance.

At Capital Fortune we are experts in probate mortgages. We know that dealing with finances in the event of a loved one’s death can be distressing, so we make sure we are giving complete support to all our clients throughout the application process and filling in all the required paperwork. Getting the right advice for your personal circumstance is always of importance when dealing with probate mortgages. Whether you are the descendent of a deceased individual or administrating a friend’s estate, contacting our team of experienced, professional mortgage brokers could be the best way to manage the property in a cost-effective and efficient manner, with minimum hassle.

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.