Contract Transfer
Mortgages

Contract Transfer Mortgages

Contract Transfer Mortgages – Contract transfer mortgages are mortgages where the buyer and seller of a property exchange contracts through a solicitor. This stage of a mortgage application commits the buyer and the seller to the transaction, and usually follows the deposit being paid in full to the lender. With almost all contract transfer mortgages, there are high costs and fees to pay if the seller or buyer wishes to cancel the transaction after the exchanging of contracts. A conveyancing solicitor is usually required to carry out the contract transfer in contract transfer mortgages. Increasingly it is the case that this can be carried out in person or online, with a number of online property conveyancing solicitors in operation.

Capital Fortune has years experience working in the mortgage market, making us ideally placed to offer mortgage advice tailored to your individual circumstance and needs. We endeavour to explain every stage of the application process when advising our clients on contract transfer mortgages, cutting out the jargon and to save you from having to do all the time-consuming research. Whether you already have a property you are looking to mortgage or are considering your options, contacting our team of professional advisers could be the first step in securing exactly the right mortgage for your financial requirements.

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.