Self Employed Mortgages

Self Employed Mortgages - Self employed mortgages are mortgages for self employed individuals. In the past, many self employed mortgages were self-certified, meaning that the borrower assessed their own income and did not have to prove this to lenders.

Since the credit crunch, self-certification self employed mortgages are no longer available from lenders, making it far more difficult for self employed borrowers to secure a mortgage.In addition, it may be problematic securing a remortgage - even from your existing lender if this was obtained on a self-certification basis. 

Many self employed individuals can have problems proving their income. This can be due to the variability of income streams, tax efficient accounting or the difficulty in showing future income security. Professional mortgage advice can give you the maximum chance of securing your ideal self employed mortgages deal. 

At Capital Fortune, we have substantial experience arranging self employed mortgages for clients with a wide range of needs and circumstances. We have established strong industry links over the years, allowing us to present your application in the best possible light and access some deals which are not available on the High Street. 

As a whole of market mortgage broker, we offer impartial advice on self employed mortgages from a range of lenders. Our knowledge and experience allows us to find the most suitable and affordable deals for your individual circumstances, beyond the headline rate.   

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.