Mortgages for
Contract Workers

Mortgages for Contract Workers

Mortgages for Contract Workers - Mortgage for contract workers are mortgages which can be secured by contract workers and temps. As with other products within the mortgage market, mortgages for contract workers have become more difficult to secure since the credit crunch, as lenders have tightened criteria to reduce exposure to the market. In addition, self-certification mortgages for contract workers are no longer available, putting contract workers at a significant disadvantage compared with employed workers when applying for a mortgage.

Many first time buyers may be contract workers without a lengthy employment history. Some contract workers, such as consultants, may be relatively high earners. The difficulty in projecting future income to lenders of mortgages for contract workers can prevent many from securing a mortgage which reflect their earnings. This is where we can assist.

At Capital Fortune, we understand the issues that face contract workers seeking mortgages. Our knowledge and expertise allows us to match your individual circumstances to the right lender of mortgages for contract workers with the right product. We carefully analyse the available deals for overall suitability and cost effectiveness. Importantly, we carefully match your financial situation with lenders that are likely to accept your application.

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.