IT Contractor
Mortgages

IT Contractor Mortgages

IT Contractor Mortgages – IT contractor mortgages are mortgages which suit the bespoke needs of IT contractors. Although there are specific IT contractor mortgages, lenders vary in their attitude to self employed individuals, such as IT contractors. IT contractors are a relatively high earning demographic, yet many IT contractors may struggle to secure a mortgage due to strict lender criteria.

Showing future earning potential as a self employed individual can be difficult – particularly if earnings have fluctuated in the past. IT contractor mortgages lenders are more likely to consider previous earnings holistically and appreciate the variable nature of self-employed income. Flexible IT contractor mortgages may also be offered. These allow the borrower to make extra payments to allow a mortgage holiday or lower payments if income falls at a later date.

At Capital Fortune, we are committed to helping IT contractors find their ideal IT contractor mortgage. We offer bespoke advice, taking your individual needs and requirements into account when searching for the best IT contractor mortgages. Your dedicated adviser will carefully analyse the available deals to ensure we recommend the most suitable and affordable IT contractor mortgage for your circumstances. We will also complete all required mortgage documentation to save you valuable time.

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.