New Build
Mortgages

New Build Mortgages to 95% Loan to Value

New Build Mortgages - for new build houses and new build flats are available through our panel of new build specialist lenders. Many lenders restrict the Loan to Value on new build properties and this can differ according to whether you are seeking to purchase a new build house or new build flat.

New Build Houses

Capital Fortune are able to advise and arrange on mortgages for the purchase of new build houses up to 95% loan to value including builder deposits.

New Build Flats

Capital Fortune are able to advise and arrange on mortgages for the purchase of new build flats up to 90% loan to value.

New Build and Capital Fortune

At Capital Fortune, we know our criteria and we know our lenders. We will seek to place you with the right lender at the right rate and depending on whether you are in receipt of a builders deposit or vendors gift we will be able to advise you appropriately on the most suitable and affordable mortgage. In doing so, we will highlight which lenders will accept which types of gifts towards your deposit.

We arrange specialist residential finance on new build property. We are also able to re-finance existing new builds and can secure competitive re-finance and new build remortgages.

In looking to finance or remortgage a new build house or flat, there are a number of residential mortgages available. If required, we are also able to provide specialist refurbishment, development or bridging finance for clients who require this facility.

Capital Fortune have the expertise and experience to assess the viability of your new build mortgage and we will seek to place you with the most appropriate new build mortgage provider.

Our new build mortgage brokers have assisted numerous individuals looking to undertake both new build mortgages and remortgages.

We will discuss your new build finance needs and if the proposal is viable we will package and present the proposition to our UK property lenders on your behalf

We are confident that our contacts and relationships throughout the finance industry will increase the chances of securing appropriate mortgage finance for your new build on the most favorable terms.

Call us today on 0845 3 630 430 or Enquiry Online.

Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.