House Mortgages

House Mortgages - House mortgages are widely available for individuals wishing to purchase a new house. House mortgages may be on a residential, buy to let or specialist basis, depending on the structure and intended usage of the house. Mortgages may be relatively simple or considerably difficult to find in light of this.

As scores of lenders offer house mortgages, many offer special deals with low headline rates. However, these headline rates may not be the most cost effective packages for the consumer. Hidden fees and charges, in addition to other terms and conditions may render a mortgage much less cost effective than it initially may appear. At Capital Fortune, we understand the specifics of mortgage deals and are able to isolate the most cost effective house mortgages for our clients.

Our advisers at Capital Fortune are in contact with a range of lenders from our whole of market base. Due to this, we are able to access packages which are not available on the open market, some of which may be more cost effective than offers from mainstream lenders. We offer an impartial and personalised service to our clients. This enables us to find house mortgages which are not only affordable, but that are appropriate to our clients’ needs.

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.