Above Commercial
Mortgages

Above Commercial Mortgages

Above Commercial Mortgages – above commercial mortgages are mortgages for homes above commercial property. This may include properties above shops, bars and restaurants. Above commercial mortgages are not specific mortgage products but rather those packages which are suitable for homes above commercial properties. Evaluation of homes above commercial properties may require specialist knowledge due to the unpredictable nature of commercial properties, which may change ownership and become more or less intrusive. However, homes above commercial properties are often in excellent locations, such as high streets, with good transport links and local amenities.

Mortgages for homes above commercial property have been more difficult to secure since the credit crunch, with many lenders avoiding cases that are non-standard in any way. Capital Fortune can help you find and secure your ideal above commercial mortgage.

Using our whole of market mortgage base, we ascertain which above commercial mortgages are the most affordable and suitable for our clients. We carefully analyse the available above commercial mortgages to ensure maximum cost effectiveness, including hidden charges and costs. Our personalised service is designed around your needs and requirements. We will only recommend above commercial mortgages that are right for your individual circumstances.

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

Need Help?Contact one of our Capital
Fortune mortgage brokers
for whole of market expert
advice.

click here for Details

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.