British Banks and Lenders

British Banks and Lenders - British banks and lenders offer a wide range of mortgage products. In many instances, British banks and lenders are subject to regulation from the Financial Services Authority and bound by decisions of the Financial Ombudsman Service. The range of mortgage products available from British banks and lenders, and the rates they offer, are affected by the Bank of England base rate of interest and movements in the wider economy. 

Obtaining a mortgage from British banks and lenders as a foreign national can be harder to achieve than for British citizens as lenders require proof of income and other details to assure that mortgage payments can be met. There are no restrictions on individuals from within the European Economic Area (EEA) concerning living and working in the UK, making it comparatively easy for them to gain a mortgage from British banks and lenders. Individuals from outside the EEA are required to have the relevant visa and need to be able to prove their entitlement to stay in the UK for a certain period to apply for lending from British banks and lenders, depending on the requirements of the specific lender. 

At Capital Fortune, we have substantial experience finding the right mortgages for foreign nationals from British banks and lenders. Our specialist team have the expertise to advise you on whether your circumstances are appropriate to apply for a mortgage or other lending from British banks and lenders. We take in to consideration your citizenship status and carry out a detailed fact find to make sure we have all the appropriate information before recommending the most suitable product for your requirements. We pledge to help you every step of the way in the application process, filling in all the paperwork to save you time and hassle.

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.  

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.