Income Protection

Income Protection – Income Protection insurance is available from a range of providers to protect purchasers from future loss of income. Income Protection insurance protects the insured from accident or sickness that prevents work. This is distinct from Accident Sickness and Unemployment (ASU) insurance. Income Protection is normally secured for a number of years, whereas ASU insurance generally lasts for a maximum of 12 or 24 months.

Income Protection insurance is offered on a Work Tasks or Own Occupation basis. Work Tasks Income Protection covers only those situations where an accident or sickness prevents the insured from carrying out particular tasks that relate to their general employability. Own Occupation Income Protection generally covers accident or sickness which prevents the insured carrying out their particular job. This is a more costly type of cover.

Whichever form of income protection you are looking for, Capital Fortune can offer independent advice on the type of cover you may need. We will advise on which provider may offer the best pure income protection policy and complete all paperwork, saving you time and hassle. We can also advise as to the appropriateness of a range of other insurance packages.

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online . As part of our service, we will call you back.

Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.