Maternity Income
Mortgages

Maternity Income Mortgages

Maternity Income Mortgages - Maternity income mortgages are mortgages for those who receive maternity income. Most mainstream lenders will have maternity income mortgages provisions

Unfortunately, lenders do not have a consistent approach to maternity income mortgages. Different providers will take into account varying proportions of maternity income throughout their mortgage. In addition, lenders of maternity income mortgages may or may not take into account future income once the maternity period is over. If future earnings – which may be significantly higher than maternity income – are not taken into account, you may find that your ability to secure a mortgage is seriously compromised.

At Capital Fortune, we have substantial experience arranging maternity income mortgages for clients with a range of needs and requirements. As a whole of market mortgage broker, we source maternity income mortgages from a range of lenders and offer impartial advice. As part of our personalised service we undertake a detailed fact find of your financial situation. This ensures that we recommend a maternity income mortgage package which is suitable and affordable for your circumstances.

To save you valuable time, we complete all the necessary paperwork. We also provide a free follow-up service, reassessing your deal when it is eligible for a remortgage to ensure you continue to save money.

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.