Commission Income Mortgages 

Commission Income Mortgages - Commission Income mortgages are mortgages available to individuals whose income is fully or partly on a commission basis. CEOs of companies or those on a performance related pay may decide to obtain commission income mortgages. However commission income is unpredictable and can cause income streams to fluctuate. As such, lenders offering commission income mortgages tend to be cautious regarding commission and bonus payments as they are often not guaranteed.

In deeming whether commission income mortgages will be suitable and affordable for clients, lenders will typically assess each applicant’s track rate of commission earned in recent months. If applicable, lenders will also take into account any base earnings when financially assessing each commission mortgage applicant. Based on this financial information, lenders can then determine a product's affordability. 

Commission income mortgage lenders can have varying rules and requirements depending on each individuals needs and requirements. Not knowing which lenders’ criteria you meet can be overwhelming. Our team can work out your commission structure and arrange a commission income mortgages package with a suitable lender.

At Capital Fortune, we understand our lenders and we understand their criteria. We will immediately know which lenders are likely to accept your commission payments and which are likely or unlikely to accept guaranteed and non-guaranteed bonuses. Our ability to contact senior underwriters to discuss your particular remuneration package allows us to not only negotiate better deals, but to also save you time, money and disappointment.

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.