Bonus Income
Mortgages

Bonus Income Mortgages

Bonus Income Mortgages - Bonus income mortgages are mortgages in which a bonus income contributes towards mortgage payments. Different lenders have a variety of policies relating to how they categorise bonuses: discretionary, performance related or contractual. Bonus income mortgages are niche mortgages, varying between lenders, mortgage type, industry in which the applicant works, and previous bonus history at the current employer.

In some instances, lenders may refuse to include all or part of a bonus paid by an employer, lowering the salary that rates and eligibility are based on. Lenders that do offer bonus income mortgages may require details of all the relevant information of your employment history, length of time at current employer and bonus procedures at the company, as well as your property details.

At Capital Fortune we pride ourselves on providing the bespoke service that our clients require. We take care and attention in researching all the information required, not only for your mortgage application, but to ascertain what mortgages are most suited to your needs. Our expert bonus income mortgages team will take you through every step of the application process, and conduct on in-depth analysis of the market to find you the most appropriate mortgage at the right rate.

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.