Large Mortgages

Large Mortgages - Large mortgages are mortgages on properties with higher than average value. Based on the same loan-to-value rates, large mortgages require bigger deposits for more expensive properties when compared to less expensive properties, except on 100% mortgages, where there are no deposits required. Large mortgages are also, in many instances, easier to obtain for individuals of high net worth than those on average or lower incomes and with fewer assets. 

Some lenders are averse to offering large mortgages, as they can be a liability. This is because so much risk is contained in one mortgage, when compared to a number of smaller mortgages on properties of lower value. This makes large mortgages a specialist area of the mortgage market, and bespoke advice can be an important factor in making sure individuals secure the right mortgage for their circumstance from those available.

At Capital Fortune, our expert team offer the flexibility and professionalism to analyse your current financial position and determine what type of mortgage is best suited to your needs, whether you are looking for large mortgages or small. Our whole-of-market approach, and status as an independent mortgage broker, means we are ideally suited to search for the right large mortgages for you, at the right rates. Our long-standing relationships with lenders mean that we may even be able to find you mortgage offers that are not available to applicants on the high street or without the use of a broker.

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online.  As part of our service, we will call you back.