HM Forces Mortgages

HM Forces Mortgages - HM Forces mortgages are mortgages that are specially designed for those serving in HM Armed Forces. Due to the unusual circumstances of many in HM Forces who may be posted away from their home for extended periods, HM Forces mortgages generally offer a greater level of flexibility than standard residential or buy to let products. HM Forces mortgages usually allow borrowers to change their residential property to a buy-to-let or visa-versa without remortgaging. This can allow HM Forces borrowers to let out their home when posted abroad or purchase a buy-to-let property with a view to living in the property on return to the UK.

HM Forces mortgages are usually residential mortgages with terms that are adapted for those in HM Forces. As a result, they are available from a selection of mainstream lenders but are still considered niche products. Some lenders will offer HM Forces mortgages versions of all standard residential deals, whilst others restrict the available HM Forces mortgages packages.

Due to the niche nature of HM Forces mortgages, professional advice can be of real assistance when seeking to secure the most suitable and affordable deal. 

At Capital Fortune, we have the knowledge and expertise to help you obtain your ideal HM Forces mortgages. As a whole of market mortgage broker, we are not tied to any one lender of HM Forces mortgages and put your needs first. 

We offer bespoke advice and carefully analyse the available deals to ensure maximum compatibility with your individual financial circumstances. Our advisers take a holistic view of HM Forces mortgages and recommend packages based on their overall affordability, beyond the headline rate.  

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.