Guarantor Mortgage

Guarantor Mortgage – Guarantor mortgage refers to a mortgage where the guarantors are usually parents or close relatives who accept liability in the event that the applicant defaults on their payments. Lenders may ensure that guarantor mortgage applicants earn sufficient income to afford their own expenses as well as the mortgage repayments before offering a package to the individual. With such expensive house prices and large compulsory deposits, guarantor’s may be able to assist young people, often those with high earning prospects, to purchase their first property in this economic climate. Alternatively, guarantor mortgage solutions can be found for those looking to support parents or elderly members of their family. Guarantors for a mortgage are able to accept either full liability for the mortgage or partial liability depending on their financial situation

As mortgage brokers, Capital Fortune specialise in guarantor mortgage solutions. We are able to offer you the advice and assistance required to secure the optimum financial result. It is important that our guarantors are aware of their options to enable use to find the right solution based on their individual circumstances. Our expertise and links to existing lenders will facilitate the process and help us secure a great deal for you.

Capital Fortune are experts in finding guarantor mortgage packages for our clients at with the right lender at the right time and importantly with the right rate.

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

Need Help?Contact one of our Capital
Fortune mortgage brokers
for whole of market expert
advice.

click here for Details

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.