Foreign National Mortgages

Foreign National Mortgages - Foreign national mortgages are mortgages sought by individuals who are foreign nationals. In recent years, many UK banks and building societies have become increasingly reluctant to offer foreign national mortgages. Loans have been capped by many lenders at a maximum of £500,000 and those who seek foreign national mortgages have often had their application rejected by the increasingly risk averse providers. 

Those seeking to secure foreign national mortgages with an EU passport should find less difficulty when completing their foreign national mortgages application. Nevertheless, those outside the EU will require certain documentation to be provided. A UK work permit or visa with sufficient open ended permission to live in the UK is essential for a mortgage to be obtained. The applicant will also find better rates and higher chances of a successful application if they have lived in the UK previously or have funds in a UK bank account. 

On the other hand, even with the necessary documentation it can be problematic for an individual to secure a mortgage for foreign nationals at a suitable and affordable rate. This is where Capital Fortune can help. Our role is to obtain the optimum financial result for you. 

Our advisers have substantial experience in obtaining foreign national mortgages for clients with a variety of needs. We offer bespoke advice to allow you to secure a foreign national mortgage which is suitable for your particular circumstances. As a whole of market mortgage broker, we carry out a comparison of the available foreign nationals mortgage and consider a range of providers when recommending a package. We will not recommend a product unless it suits your individual needs and requirements. Importantly, we will inform you of any hidden charges or conditions to ensure the foreign national mortgage we recommend is right for you, beyond the headline rate.

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.