Short Lease Property Mortgages

Short Lease Property Mortgages

Short Lease Property Mortgages – Short lease property mortgages are obtainable when purchasing properties with a lease of around 70 years or less. A short lease property is common in some affluent parts of Britain including very expensive residential estates like the Grosvenor and Cadogan estates.

Purchasing short lease properties can be a cost effective purchase as it would normally be sold at a relatively lower price than that of a property with a longer lease. However, the fewer remaining years on the lease, the more difficult it may be to obtain a standard mortgage as most high street lenders need the lease to run at least 30 years at the end of the mortgage term. This is because such properties tend to depreciate in value as the short lease runs out, rendering such properties less marketable.

With laws introduced allowing short lease holders to apply for a leasehold extension, short lease property mortgages can now be obtained from a range of providers. Short lease property mortgages is a specialist area of mortgage lending and one of our specialist advisers at Capital Fortune who understands the complexities of this area is available to assist you with your application.

Our Capital Fortune advisers are aware that short lease property mortgages options are numerous both for the potential purchaser and those seeking refinance to extend their short lease. We will therefore undertake a fact find to ascertain your needs and requirements for short lease property mortgages and provide you with a mortgage most suitable and affordable for you.

Call our mortgage broker team now on 020 77 100 400 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

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