Short Lease

Knightsbridge Mortgage

Knightsbridge Mortgage - Knightsbridge mortgage products are mortgages available for properties in the Knightsbridge area of London, particularly those with short leases. If you would like to obtain finance for a property with a short lease in Knightsbridge, mortgage packages are available from niche providers who understand the risks involved. This is particularly the case for mortgages on a property with a lease of less than 30 years, as these will often contain unusual conditions relating to the securing of a new lease on the Knightsbridge mortgaged property. For example, a lender may ask for repayments based on the depreciation in value of the lease over a set period and expect the borrower to have secured a new lease by the end of this time.

As there are a range of financing options available for properties in Knightsbridge, mortgage advice from a professional broker can help you secure the best deal for your individual circumstances. We have the expertise necessary to help you secure a mortgage on a property in Knightsbridge or other affluent area within London. We have a holistic view of the products we recommend and will analyse a deal for hidden charges and costs. We have good relationships with underwriters at many short lease mortgage providers and can secure products that are not necessarily available on the open market. Our aim is to save you money, time and hassle.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Looking to secure a loan for a property in Knightsbridge? Mortgage advice from us will enable you to find the best deal for your needs and requirements.

Mortgage Short-Lease Flats

Mortgage Short-Lease Flats - are a specialist area within Capital Fortune. We have deemed mortgages for short lease flats a bespoke area of mortgage lending.

Short Lease Flats requiring mortgages are available to both businesses and individuals who are looking to either purchase flats with a short lease or are looking to obtain a new mortgage to extend the current lease on an existing short lease flat.

Capital Fortune can assist you to mortgage short lease flats and we are involved in short lease mortgages on a number of these types of properties.

There are number of flats with short leases and these can often be difficult to place.

Mortgages on short lease flats is a specialist area of mortgage lending and one of our specialist short lease flat mortgage brokers who understands the complexities of this area, will deal with your enquiry.

We will ascertain your needs and requirements for a short lease mortgage and provide you with the mortgage or loan option most suitable and affordable for you.

For assistance, speak to one of our specialist short lease mortgage advisers on 020 77 100 400 or Enquire Online.

Mortgages Short Lease

Mortgages Short Lease - Mortgages short lease refers to a mortgage for a property which has less than seventy years remaining on the lease. Mortgages short lease products are different to mortgages for longer leases because of the natural depreciation in value that is likely to occur as the lease nears renewal. The shorter the remaining time on the lease, the greater the depreciation in value is likely to be. Mortgages for short leases of less than about twenty five years are a niche product within short lease mortgages. The freeholder can reclaim the property at the end of the lease and it may be difficult to predict the price of renewal.

Depending on market conditions, mortgages short lease packages may be offered by High Street lenders for leases with more than thirty years remaining. However, there are specialist lenders who only deal with mortgages short lease products and may even be able to supply a loan for a lease of less than ten years. Unsurprisingly, lenders may ask for more information when assessing your application for these products. For instance, they may ask for the identity of the freeholder and restrict lending to specific geographical areas. However, if you are able to secure the right mortgage, short lease properties may present excellent value.

Securing the best mortgages short lease deal is a combination of understanding the available products and the potential risk involved. As a well established broker of mortgages short lease products, we have this knowledge. Our brokers analyse mortgages short lease packages from a range of providers and can find the deal which best suits your needs and requirements. We understand that the circumstances of clients seeking mortgages short lease solutions vary and take this into account. This enables us to find the optimum deal for you.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

For premium advice on mortgages short lease products, call our specialist advisers today.

Mortgages Short Leases

Mortgages Short Leases - Mortgages short leases refer to mortgages obtained on short leases with less than 70 years until renewal. Properties with short leases will devalue a property as the lease gets closer to the renewal date. This adds risk for lenders and can make it increasingly difficult to obtain mortgages. Short leases are more likely to be considered on properties with over 30 years remaining on the lease; however it is up to the individual lender’s discretion. Factors such as the area of the property can affect the chances of obtaining mortgages.

As a specialist broker specialising in mortgages for properties with short leases, we understand the potential problems encountered by those obtaining short lease mortgages. Short leases, particularly those below 30 years may involve particular risks. We can offer you the advice and assistance you may require. Our expertise and links to existing lenders can enable us to find the best deals for you on your short lease property. We offer a personalised and bespoke service that will respond to your individual requirements to find the most suitable deal.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Do you need help navigating the range of financial mortgages? Short leases specialist advisors can help you. Call us today to obtain the best deal for your needs.

Share Of Freehold Flat

Share Of Freehold Flat - Share of freehold flat mortgages, refers to a mortgage package specially designed for flats which have a share of freehold agreement. The majority of flats are sold on a lease. A share of freehold flat should not be confused with a freehold flat. In the former, the flats are individually leased, but the leaseholders hold combined ownership freehold of the building, whereas in the latter, the owner of the individual flat owns the said freehold. Share of freehold mortgages are not difficult to acquire, as they do not differ considerably from a standard leasehold mortgage.

Lenders, in recent years have become more stringent in their lending. Many have introduced new conditions for acquiring share of freehold flat mortgages. The range of share of freehold flat mortgage packages available can make it difficult to secure the best deals. The services of a professional mortgage broker may be necessary to assist with this.

Our advisers have experience in arranging mortgages for individuals who whish to purchase a share of freehold flat. As a comprehensive panel of lenders broker, we maintain contact with a range of lenders. This gives us access to some deals which may not be available to our clients on the open market. Additionally, we offer a personalised service for our clients. This allows us to save our clients some of the hassle associated with arranging mortgages, and increases the likelihood of a successful application.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

For expert share of freehold flat mortgage advice and assistance, call one of our advisers today.

Short Lease

Short Lease Mortgages are available to business and individuals who are looking to either purchase a property with a short lease which are prevalent in Central London (e.g. Cadogan Estate, Grosvenor Estate) or are looking to obtain a new mortgage to extend the current short lease on an existing short lease property.

Capital Fortune can assist you with short lease mortgages for residential or commercial purposes and have recently been involved in short lease mortgages on a number of properties.

A short lease mortgage is a specialist area of mortgage lending and one of our specialist short lease mortgage brokers who understands the complexities of this area will deal with your short leasehold mortgage enquiry.

Short lease mortgages and short lease loan options are numerous both for the potential purchaser and those seeking refinance to extend the impaired lease. However, many mortgage lenders will only offer leasehold mortgages where there are at least 30 years to run on the lease after the end of the mortgage term.

The fewer remaining years on the short lease the more difficult it can be to obtain a short lease mortgage

We will ascertain your needs and requirements for a short lease mortgage and provide you with the mortgage or loan option most suitable and affordable for you.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquiry Online.

Short Lease Finance

Short Lease Finance - Short lease finance refers to finance for a short lease property with no more than seventy years remaining on the leasehold. This type of property carries a higher level of risk than longer leases as the lease must be renewed at its end to avoid eviction from the property. In addition the value of the property may decrease significantly between purchase and sale. As a result, short lease finance may be upon condition that the lease is renewed within a set period of time. Fortunately, if a price for the new lease cannot be agreed, there is an independent arbiter in place who will specify an amount, corresponding to a fair market value. As a result, a short lease may not be as great a risk as it first appears and can sometimes represent excel lent value for money.

Shorter leases of less than thirty years do represent greater risks but may also offer the opportunity to speculate on future value. Short lease finance for a term of under thirty years may be substantially different to standard mortgages and specify repayment within a shorter period. However, since especially short leases can be substantially less expensive, this is not necessarily a problem.

Our clients have a variety of short lease finance needs. With a broad range of short lease finance products over various lease lengths, it can be complex understanding which package offers the best value for money. Our advisers have expert knowledge of short lease finance and this allows us to untangle the available deals and find you the optimum product for your short lease purchase. As short lease finance is generally only available from niche providers, our well established relationships with brokers helps us negotiate great deals. We also have excellent contacts in the mainstream mortgage market for situations in which they have suitable packages.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Looking for short lease finance? For premium advice, call our specialist brokers today.

Short Lease Kensington

Short Lease Kensington - Short lease Kensington refers to the purchasing of a residential or buy to let property within Kensington or other prestige areas within London and the South East with a short lease. Kensington property with a lease of less than 70 years is often considered a short lease Kensington property. We offer a bespoke and holistic service for all clients seeking short lease property solutions when seeking to secure housing in Kensington. Our role is to obtain the optimum financial result for you.

A short lease Kensington property can potentially be a favourite of financially astute borrowers and can often be the most cost effective and affordable way to purchase a property within Kensington and other affluent areas within London. It may be cheaper to purchase a property with a shorter lease and renew the lease with the leaseholder than it would be by purchasing a property with a longer lease remaining. Many mainstream lenders are often unfortunately unwilling to lend to clients seeking short lease Kensington solutions for their property if it has a lease of 30-40 years. Short lease Kensington property seekers often require a bespoke and holistic service and this is where we can assist.

Using our comprehensive panel short lease mortgage base, our advisers are experts in placing our clients with the right lender at the right rate but importantly at the right time. We will quickly advise you whether a UK or international bank, private provider specialising in short lease Kensington property or a local building society will be most equipped to your particular property. Furthermore, our team will complete all the necessary and required documentation required, within your timescales, to complete your short lease Kensington property transaction.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today. Our short lease Kensington property specialists look forward to taking your call.

Short Lease Mortgage

Short Lease Mortgage - Short lease mortgage refers to a mortgage product designed for properties with leases of seventy years or less. A variety of lenders may offer short lease mortgage packages for properties with over thirty years remaining on the leasehold. However, short leases mortgage options for a property with less than thirty years remaining involve a greater level of speculation as to the future depreciation of the property. It is easier to predict whether the borrower may go into negative equity near the date of redemption for long leases short leases. Mortgage providers reflect this in their rates and repayment plans as negative equity may affect the ability of t he lender to sell the property without making a loss on outstanding debts .

We specialise in securing finance packages for short leases. Mortgage products for short leases vary substantially. Locating the right short lease mortgage deal for your needs and requirements can be a difficult process without an understanding of the possible risks involved. Our experience in securing short leases mortgage packages for our clients gives us the edge necessary to find a deal which suits you best. As a premier mortgage broker with expertise in short leases mortgage solutions, we have a close relationship with both niche and High Street lenders. We offer holistic advice, taking into account your individual circumstances. Our aim is to save you time, money and hassle.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call our advisers specialising in short leases mortgage products today. We look forward to taking your call.

 

Short Lease Mortgages

Short Lease Mortgages - Short lease mortgages are mortgages on properties on which the lease is defined to a certain, relatively short period. Purchasing a property through a mortgage where the leasehold is held by a separate party, as is the case in many blocks of flats and other multiple domicile properties, has its own complications. This makes short lease mortgages a specialist area of the wider mortgage market. Leasehold properties, especially properties with less than 50 years left on their current lease, can be expensive to gain a mortgage for. Difficulty in gaining short lease mortgages depends on the ability to extend the current lease or the cost of buying out the leaseholder of the property. Short lease properties are more prevalent in Central London than elsewhere in the country, making finding the right mortgage broker, with a detailed knowledge of the London property market especially important. This is where Capital Fortune can help.

Our team of expert, professional advisers have many years experience working in the property market in London, and extensively throughout the country. Whatever the specifics of the property you are looking to mortgage and the current length of the lease, we can help obtain the right short lease mortgages for your specific financial situation. Following a detailed fact find in which we research all the relevant information to find the relevant short lease mortgages on the market, we promise to make the application process as easy as possible for you, filling in all the required documentation.

Call our mortgage broker team now on 020 77 100 400 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

How to get in touch

Feefo logo

Mortgage Quick Search


Please complete all questions:

How much is the property worth? (£)
How much do you want to borrow? (£)
Over how many years?
How would you like to pay?
How will the property be used?
What type of mortgage would you like?
Please choose a type of product or select All