Self Employed

Self Employment Mortgages

Self Employment Mortgages - Self employment mortgages are mortgages for those in self employment seeking to purchase a residential or buy to let property within the UK. Self employment mortgages are becoming a scarce commodity in today’s economic climate with many self mortgage lenders declining those who are self employed or self certified seeking self employment mortgages. We understand the demand for such mortgages has increased since the credit crunch and can lead to isolating people from the housing market. We offer a bespoke and holistic service for each individual client.

We wish to ensure you gain the right rate, with the right lender and at the right time for your circumstances. We have established strong links with leading self employment mortgage providers and their senior underwriters, giving us direct access to rates that may not be available to the individual. This may also allow us to directly negotiate a unique self employment mortgages rate to suit your bespoke needs.

Our specialist self employment mortgages team have years of experience dealing with clients seeking self employment mortgages. We understand the many hurdles needed to jump to obtain the most competitive rate for your individual requirements. Credit rating, employer reference and self certifying can all be problems which can hamper your application. We offer a service to ensure the best possible chance of obtaining your self employment mortgages as well as ensuring as smooth a progress as possible.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today for more information on self employment mortgages. We look forward to taking your call.

The Self Employed Mortgage

The Self Employed Mortgage - The self employed mortgage is a mortgage available to the self employed and people employed in their own business. There are over 3 million self employed people in the UK. The self employed mortgage has become less easy to obtain from a mainstream lender due to the current economic climate. Yet with the self employed mortgage market remaining competitive, our team can source out the best rates available on your specific self employed mortgage.

We recognise that just because you do not meet the criteria for the mainstream self employed mortgage it does not mean that you cannot get a mortgage. As such we have committed ourselves in providing you with the self employed mortgage options available which are best and will further assist you in finding the best self employed mortgage that closest matches your needs and requirements.

The demand for the self employed mortgage is becoming increasingly popular due to a change in peoples working patterns. Our advisers who specialise in the self employed mortgage can therefore assist you by finding the right rate, with the right lender and most importantly at the right time for your circumstances.

Our experienced professionals who deal in the self employed mortgage are able to source all clients the best value mortgages for the self employed and provide a professional service from mortgage application to completion. We have a number of

mortgages for the self employed lenders available and are able to provide rates not necessarily found on the open market, leaving us in a confident position to obtain the optimum financial result for your application.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call an adviser to find out about the self employed mortgage. We look forward to taking your call.

UK Self Employed Mortgage

UK Self Employed Mortgage - UK self employed mortgage deals can be found though often bespoke and holistic advice is required to obtain the best available deals on the market. A UK self employed mortgage is available for all self employed individuals within the UK, seeking to purchase residential, commercial or buy to let property within the UK. Self employed mortgage solutions have become in recent years due to the credit crunch, a difficult mortgage to secure. Many banks have closed their doors to seekers of a UK self employed mortgage. This is where we can assist with your self employed finance blues.

We understand the many difficulties facing a client looking for a UK self employed mortgage. Credit history, self certification and lack of employer reference can all thwart your UK self employed mortgage application. We offer a personalised and holistic service to all of our clients to ensure they find the best UK self employed mortgage packages for their bespoke and individual circumstances.

As a specialist UK self employed mortgage broker, using our comprehensive panel base, we can find the most competitive UK self employed mortgage package on the market. Over many years, our team have built up outstanding relationships with a range of UK self employed mortgage lenders. Using our links and contacts, our team are often able to gain access to favourable deals not available to individuals on the High Street.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Seeking a UK self employed mortgage? Call our specialist team today.

How to get in touch

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Residential - Purchase - Best Self Employed Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Beverley BS 2 Year Discount £1895 Fee BBV1.28%Discount2 years 4.75%4.2%APRC2 years £189565%
Product Code: S83
Product Name: 2 Year Discount £1895 Fee
Lender Code: BBV
Lender Name: Beverley BS
Initial Pay Rate: 1.28
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.75
Apr Lenders: 4.2
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 475.00
Monthly Payment After Initial Period: 676.79
Fees Total: 2365.00
True Cost: 0.00
True Cost Over Initial Period: 11870.00
Cashback: 0.00
Valuation Fee: 245.00
Arrangement Fee: 1895.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 175.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 117.50
Detail
Coventry BS Offset 2 Year Fixed £999 Fee BCV1.49%FixedDec-20194.49%4.1%APRC31-Dec-2019 £99965%
Product Code: 6PO
Product Name: Offset 2 Year Fixed £999 Fee
Lender Code: BCV
Lender Name: Coventry BS
Initial Pay Rate: 1.49
Mortgage Class: Fixed
Initial Rate Period: Dec-2019
Initial Rate Period Months: 26
Standard Variable Rate: 4.49
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 31-Dec-2019
Early Repayment Charge Period Sort Field: 1439
Initial Monthly Payment: 483.35
Monthly Payment After Initial Period: 655.37
Fees Total: 1132.00
True Cost: 0.00
True Cost Over Initial Period: 12700.10
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 8
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 125.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 117.43
Lender Product Reference: OFN37
Detail
Scottish Widows Bank Professional 2 Year Fixed £1499 Fee Purchase BAA1.54%FixedFeb-20203.74%3.5%APRC29-Feb-2020 £149960%
Product Code: 345
Product Name: Professional 2 Year Fixed £1499 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: BAA
Lender Name: Scottish Widows Bank
Initial Pay Rate: 1.54
Mortgage Class: Fixed
Initial Rate Period: Feb-2020
Initial Rate Period Months: 28
Standard Variable Rate: 3.74
Apr Lenders: 3.5
Early Repayment Charge Applies Until: 29-Feb-2020
Early Repayment Charge Period Sort Field: 1441
Initial Monthly Payment: 488.31
Monthly Payment After Initial Period: 611.57
Fees Total: 1974.00
True Cost: 0.00
True Cost Over Initial Period: 14122.68
Cashback: 0.00
Valuation Fee: 255.00
Arrangement Fee: 1499.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 175.00
Lender Product Reference: P2417
Detail
Beverley BS 2 Year Discount £995 Fee Purchase BBV1.58%Discount2 years 4.75%4.3%APRC2 years £99575%
Product Code: 1AO
Product Name: 2 Year Discount £995 Fee Purchase
Lender Code: BBV
Lender Name: Beverley BS
Initial Pay Rate: 1.58
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.75
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 488.46
Monthly Payment After Initial Period: 673.58
Fees Total: 1465.00
True Cost: 0.00
True Cost Over Initial Period: 12193.04
Cashback: 0.00
Valuation Fee: 245.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 175.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 117.50
Detail
Accord Intermediary Offset 2 Year Fixed £995 Fee ACC1.62%FixedDec-20195.34%4.8%APRC31-Dec-2019 £99565%
Product Code: 00169G
Product Name: Intermediary Offset 2 Year Fixed £995 Fee
Product Availability: Intermediaries Only
Lender Code: ACC
Lender Name: Accord
Initial Pay Rate: 1.62
Mortgage Class: Fixed
Initial Rate Period: Dec-2019
Initial Rate Period Months: 26
Standard Variable Rate: 5.34
Apr Lenders: 4.8
Early Repayment Charge Applies Until: 31-Dec-2019
Early Repayment Charge Period Sort Field: 1439
Initial Monthly Payment: 490.75
Monthly Payment After Initial Period: 710.32
Fees Total: 1115.00
True Cost: 0.00
True Cost Over Initial Period: 12879.50
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 90.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 3000000.00
Legal Fee: 117.50
Lender Product Reference: 46506
Detail
Scottish Widows Bank Professional 2 Year Fixed £999 Fee Purchase BAA1.64%FixedFeb-20203.74%3.5%APRC29-Feb-2020 £99960%
Product Code: 477
Product Name: Professional 2 Year Fixed £999 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: BAA
Lender Name: Scottish Widows Bank
Initial Pay Rate: 1.64
Mortgage Class: Fixed
Initial Rate Period: Feb-2020
Initial Rate Period Months: 28
Standard Variable Rate: 3.74
Apr Lenders: 3.5
Early Repayment Charge Applies Until: 29-Feb-2020
Early Repayment Charge Period Sort Field: 1441
Initial Monthly Payment: 492.02
Monthly Payment After Initial Period: 609.68
Fees Total: 1474.00
True Cost: 0.00
True Cost Over Initial Period: 14226.56
Cashback: 0.00
Valuation Fee: 255.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 175.00
Lender Product Reference: P2413
Detail
Scottish Widows Bank Flexible 2 Year Fixed £1499 Fee Purchase BAA1.64%FixedFeb-20203.74%3.5%APRC29-Feb-2020 £149960%
Product Code: F32
Product Name: Flexible 2 Year Fixed £1499 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: BAA
Lender Name: Scottish Widows Bank
Initial Pay Rate: 1.64
Mortgage Class: Fixed
Initial Rate Period: Feb-2020
Initial Rate Period Months: 28
Standard Variable Rate: 3.74
Apr Lenders: 3.5
Early Repayment Charge Applies Until: 29-Feb-2020
Early Repayment Charge Period Sort Field: 1441
Initial Monthly Payment: 494.05
Monthly Payment After Initial Period: 612.20
Fees Total: 1974.00
True Cost: 0.00
True Cost Over Initial Period: 14283.40
Cashback: 0.00
Valuation Fee: 255.00
Arrangement Fee: 1499.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 175.00
Lender Product Reference: F2607
Detail
Scottish Widows Bank Flexible 2 Year Fixed £999 Fee Purchase BAA1.74%FixedFeb-20203.74%3.5%APRC29-Feb-2020 £99960%
Product Code: 341
Product Name: Flexible 2 Year Fixed £999 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: BAA
Lender Name: Scottish Widows Bank
Initial Pay Rate: 1.74
Mortgage Class: Fixed
Initial Rate Period: Feb-2020
Initial Rate Period Months: 28
Standard Variable Rate: 3.74
Apr Lenders: 3.5
Early Repayment Charge Applies Until: 29-Feb-2020
Early Repayment Charge Period Sort Field: 1441
Initial Monthly Payment: 497.78
Monthly Payment After Initial Period: 610.29
Fees Total: 1474.00
True Cost: 0.00
True Cost Over Initial Period: 14387.84
Cashback: 0.00
Valuation Fee: 255.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 175.00
Lender Product Reference: F2603
Detail
Scottish Widows Bank Professional 2 Year Tracker £999 Fee Purchase BAA1.79%Tracker2 years 3.74%3.6%APRC2 years £99960%
Product Code: Z67
Product Name: Professional 2 Year Tracker £999 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: BAA
Lender Name: Scottish Widows Bank
Initial Pay Rate: 1.79
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.6
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 500.68
Monthly Payment After Initial Period: 612.17
Fees Total: 1474.00
True Cost: 0.00
True Cost Over Initial Period: 12466.32
Cashback: 0.00
Valuation Fee: 255.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 175.00
Lender Product Reference: PD414
Detail
Scottish Widows Bank Flexible 2 Year Tracker £999 Fee Purchase BAA1.89%Tracker2 years 3.74%3.6%APRC2 years £99960%
Product Code: 764
Product Name: Flexible 2 Year Tracker £999 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: BAA
Lender Name: Scottish Widows Bank
Initial Pay Rate: 1.89
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.6
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 506.51
Monthly Payment After Initial Period: 612.69
Fees Total: 1474.00
True Cost: 0.00
True Cost Over Initial Period: 12606.24
Cashback: 0.00
Valuation Fee: 255.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 175.00
Lender Product Reference: FD216
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: Yes Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.