Self Employed

Salaried Partners and Equity Partners

Are you a salaried partner or an equity partner within a business?

Capital Fortune have years of experience in assisting salaried partners (sometimes referred to as contract partners) and equity partners obtain a mortgage - often, but not necessarily, in law and accountancy firms.

We appreciate that salaried partners are paid a salary but do not have any ownership of the business and will not share in the partnership's distributions - although bonuses are quite common. Salaried partners sometimes face difficulties in obtaining a mortgage as their particular income situation is not that common and sometimes misunderstood.

We also appreciate that Equity partners can face difficulties in obtaining a mortgage, particularly if they have been an equity partner for less than 2 years. Some lenders will class equity partners as self employed and therefore require a full 2 year track record as an equity partner.

Feel free to contact us directly, either by phone or using our enquiry form, so that we can discuss your unique circumstances and quickly give you a response as to whether we can help.

Self Employed And Mortgage

Self Employed And Mortgage - Being self employed and mortgage shopping can be a complex and difficult process. Self employed mortgages now require far more information from applicants and are less likely to be approved by lenders. In particular, self employed and mortgage customers can have difficulty in presenting their income obtained through self employment in the optimum way, hampering efforts to obtain a self employed mortgage. Combining the difficulties of proving income when self employed and mortgage products which are far more limited for this group, can make the purchase of a self employed mortgage a potential headache.

We aim to connect the self employed and mortgage lenders through our specialist experience in the field of self employed mortgages. As a comprehensive panel of lenders mortgage broker, we are not biased towards a particular lender. This enables us to put the customer first. Our bespoke advice, designed specifically for the self employed client and with your particular circumstances in mind, aims to take the stress out of a self employed and mortgage purchase. We hope this will allow you to sign up to the best self employed mortgage deal for your needs.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today. Our self employed and mortgage brokerage UK team look forward to taking your call.

Self Employed Finance

Self Employed Finance & Mortgages are available to self employed people employed in their own business or whose business is responsible for the finance of themself by way of dividends or profit. Self employed finance & mortgages are less easy to obtain than in the past and lenders are more reluctant to provide finance & mortgages to the self employed due to current economic circumstance.

Those seeking self employed finance do not necessarily to undertake mortgage self certification. The process of mortgage self certification has to be on a strict basis and those seeking self employed finance may still be able to demonstrate full evidence of their self employed income by a range of means.

Home mortgage UK lenders do not necessarily require full audited accounts from those seeking self employed finance but in order to undertake mortgage self certification both the authorised online mortgage broker or offline mortgage broker, and the lender need to be satisfied that the mortgage is affordable and suitable for the borrower’s needs.

At Capital Fortune, we are self employed finance specialists. If necessary we can arrange mortgage self certification but often affordability of the mortgage can be demontrated in a number of ways. We appreciate, as do lenders that certain trades undertaken by the self employed can make this difficult. We also understand that those requiring self employed finance may not have been in self employment for the requisite two years or they may need to carry out a mortgage self certification given they are employed in one job but received income from a second occupation which is self employed.

In order to obtain the best value mortgages for you, as part of our online mortgage service, we would take your through a full fact find to ascertain your needs and requirements. This would determine the amount and type of self employed finance required and would also determine whether you meet the criteria to undertake mortgage self certification.

Self Certificated Mortgages

Mortgage self certification is undertaken where you confirm your income without the need for independent verification. To overstate your self employed income is a criminal offence and mortgage self certification can only be used only where people are looking for self employed finance and have irregular earnings, or those whose self employed income comes from a number of different sources.

If you require self employed finance or need to undertake mortgage self certification as you cannot prove your income in a traditional way given you are under a temporary contract, a freelancer or receive income from a number of then a self certification mortgage may be for you. We stress that mortgage self certification is not a mechanism to be dishonest or inflate your income on a mortgage application form in order to receive a self cert secured loan. It is designed for those requiring self employed finance whose earnings are irregular and do not receive a set income each month so do not meet the standard mortgage lending criteria.

A self certificate mortgage allows you to declare your own income on the application without having to provide the evidence that is usually required when applying for a mortgage. Instead of supplying the lender with self employed finance bank statements, accounts or others proof of self employed income, the lender will instead carry out a credit check and credit score. They may also request a lender reference or landlord’s reference.

The self employed finance allowable by the lender is calculated on you and your partner's annual income. Self cert mortgage lenders will however, take into account any bonuses, commission, second income, pension and other secondary sources of income. The rates of interest for those needing to undertaking mortgage self certification can be higher than standard rates to reflect the increased risks associated with non status mortgages.

Self employed finance can pose a greater risk to lenders hence the reflection in their pricing. The cost for self employed finance particularly for those needing to undertake mortgage self certification will be slightly higher than normal, either in the mortgage rate you will pay or in the lender arrangement fee. The larger your mortgagedeposit the better rate you will pay.

A self certification mortgage may mean less choice of products but self employed finance can still be arranged with a number of interest rate options including fixed rates, tracker rates, discount rates, variable rates, and capped rates. They are available on a repayment or interest only basis and can be available for remortgages and buy to lets.

Our best self cert remortgage tables are specifically designed for those looking for the best self cert remortgages available in the mortgage market. A best self cert remortgage may not necessarily be the cheapest mortgage and in order to ascertain the most suitable and affordable product best for you, we would need to take you through your needs in order to ascertain your requirements and the reasons for a self cert remortgage.

Our online mortgage service tables will give you the best value mortgages for self employed finance.

Self Employed Services

Why not take a look at some of the other services Capital Fortune provide for the self employed:

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquiry Online .

Self Employed Finance Mortgages

Self employed finance is finance required by the self employed in order to purchase residential or buy to let property. Self employed finance has become in recent years due to the credit crunch, a difficult finance to obtain. Many banks have closed their doors to self employed finance seekers, leaving many in the mortgage wilderness and unable to afford a property. This is where we can assist with your self employed finance blues.

We understand the many difficulties facing a client looking for self employed finance. Credit history, self certification and lack of employer reference can all thwart your self employed finance application. We offer a personalised and holistic service to all of our clients to ensure they find the best self employed finance packages for their bespoke and individual circumstances.

Our specialist self employed finance brokers have years of experience dealing with many leading providers of self employed finance and their underwriters, gaining direct access to rates which may be unavailable to the individual. We operate a high level of customer service and insist the same upon all lenders we recommend.

We guarantee to fill in all required documentation to complete your self employed finance application, within your time constraints. We will also provide a steady flow of advice and guidance, keeping you in the loop. We also advise on which mortgage type would suit you best, whether it is a fixed rate mortgage or a tracker rate mortgage.

Call us today for more information self employed finance. Our team of specialist advisers look forward to taking your call or use our Mortgage Enquiry Online.

Self Employed Getting A Mortgage

Self Employed Getting A Mortgage - The self employed getting a mortgage can find it increasingly difficult to obtain the right deal for their needs. This is a niche area of the UK mortgage market and if you are self employed, getting a mortgage can present particular difficulties compared with other purchasers. Despite the quality of income of many self employed clients, lenders are wary during the current economic climate of exposure to risk and are no longer offering schemes such as self-certification to help the self employed getting a mortgage. Unhappily for the self employed, getting a mortgage can be harder than in the past.

Fortunately, as a specialist mortgage broker we have the tools to make getting a mortgage for the self employed client not only possible but also relatively straightforward. With extensive experience in dealing with the self employed getting a mortgage and a variety of industry contacts, we aim to find the best packages for you and take the stress out of obtaining a mortgage for your home. We aspire to offer the easiest and most effective route to getting a mortgage for the self employed.

We put customers first and are committed to facilitating the self employed getting a mortgage in this difficult economic climate.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today. Our specialist UK based self employed mortgage team look forward to taking your call.

Self Employed Home Loans

Self Employed Home Loans - Self employed home loans are home loans sought by the self employed having recently acquired property in the United Kingdom. Self employed home loans have become increasingly difficult for individuals to obtain since the credit crunch. There has been an increasing reluctance from many high street providers of self employed home loans. Certain Banks and building societies nationwide have been often unwilling and are not offering the self employed home loans deals which could be found previously. It had always been difficult for self employed home loans to be obtained without a necessary proof of income, yet the global economic downturn has seen lenders more reluctant than ever to offer self employed home loans deals.

However, there are specialist providers internationally who will offer the right clients a suitable and affordable package for their self employed home loans needs and requirements. We offer a personalised and customised service to all seekers o self employed home loans, seeking to obtain the optimum result for their financial and banking solutions.

We have a team who in recent years have established outstanding relationships with many senior underwriters at providers of self employed home loans. Using our comprehensive panel base and links, we will not just increase your chances of a successful application, but find you the best self employed home loans rates on the market.

Our team will guide you throughout your application until the result you seek to find is obtained. The self employed home loans team are experts in placing our clients at the right time with the right lender, importantly at the right rate.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today. Our self employed home loans advisory team are looking forward to taking your call.

Self Employed Mortgage

Self Employed Mortgage

Capital Fortune Self Employed Mortgage - are available to self employed people employed in their own business or whose business is responsible for the finance of themself by way of dividends or profit. Self employed finance & mortgages are less easy to obtain than in the past and lenders are more reluctant to provide finance & mortgages to the self employed due to current economic circumstance.

Those seeking self employed finance do not necessarily to undertake mortgage self certification. The process of mortgage self certification has to be on a strict basis and those seeking self employed finance may still be able to demonstrate full evidence of their self employed income by a range of means.

Home mortgage UK lenders do not necessarily require full audited accounts from those seeking self employed finance but in order to undertake mortgage self certification both the authorised online mortgage broker or offline mortgage broker, and the lender need to be satisfied that the mortgage is affordable and suitable for the borrower€™s needs.

At Capital Fortune, we are self employed finance specialists. If necessary we can arrange mortgage self certification but often affordability of the mortgage can be demonstrated in a number of ways. We appreciate, as do lenders that certain trades undertaken by the self employed can make this difficult. We also understand that those requiring self employed finance may not have been in self employment for the requisite two years or they may need to carry out a mortgage self certification given they are employed in one job but received income from a second occupation which is self employed.

In order to obtain the best value mortgages for you, as part of our online mortgage service, we would take your through a full fact find to ascertain your needs and requirements. This would determine the amount and type of self employed finance required and would also determine whether you meet the criteria to undertake mortgage self certification.

Self Employed Services

Why not take a look at some of the other services Capital Fortune provide for the self employed:

Best Self Employed Finance Mortgages

Sickness Insurance Self Employed

Self Employed Medical Insurance

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquiry Online.

Self Employed Mortgage Advice

 

Self Employed Mortgage Advice - Self employed mortgage advice for self employed mortgage seekers are increasingly being required in the current economic downturn.

We offer self employed mortgage advice by providing a bespoke and holistic to all clients seeking advice on their self employed mortgage. There has been an increasing reluctance from many high street banks and building societies offering self employed mortgages in recent years to not lend to individuals. A self employed mortgage has always been difficult to obtain for customers yet now more than ever those owning a business are requiring the services of a self employed mortgage adviser and broker.

Our self employed mortgage advice team will guide and assist all our clients throughout their application from the original enquiry to completion. As a specialist self employed mortgage advisors, we will briskly recommend whether a UK or international bank, private self employed mortgage provider or local building society will be most suited towards your specific application. Furthermore, aware of your potential time constraints, a designated self employed mortgage adviser will complete all the necessary paperwork and documentation required to complete your self employed mortgage transaction.

We have a self employed mortgage adviser team who have built up outstanding relationships with many self employed mortgage lenders and their senior underwriters. Using our comprehensive panel base and strong contacts, we will increase the chances of a successful application for your self employed mortgage application, often obtaining the best available rates for their individual needs and requirements.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today. Our self employed mortgage adviser team look forward to taking your call.

 

Self Employed Mortgage Brokers

Self Employed Mortgage Brokers - Self employed mortgage brokers for self employed mortgage seekers are increasingly being required in the current economic downturn.

We offer self employed mortgage advice by providing a bespoke and holistic to all clients seeking advice on their self employed mortgage. There has been an increasing reluctance from many high street banks and building societies offering self employed mortgages in recent years to not lend to individuals. A self employed mortgage has always been difficult to obtain for customers yet now more than ever those owning a business are requiring the services of a self employed mortgage adviser and broker.

Our self employed mortgage advice team will guide and assist all our clients throughout their application from the original enquiry to completion. As a specialist self employed mortgage advisors, we will briskly recommend whether a UK or international bank, private self employed mortgage provider or local building society will be most suited towards your specific application. Furthermore, aware of your potential time constraints, a designated self employed mortgage adviser will complete all the necessary paperwork and documentation required to complete your self employed mortgage transaction.

We have a self employed mortgage adviser team who have built up outstanding relationships with many self employed mortgage lenders and their senior underwriters. Using our comprehensive panel base and strong contacts, we will increase the chances of a successful application for your self employed mortgage application, often obtaining the best available rates for their individual needs and requirements.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today. Our self employed mortgage adviser team look forward to taking your call.

 

Self Employed Mortgage Calculator

Self Employed Mortgage Calculator - Self employed mortgage calculator is a mortgage calculator required by the self employed when seeking a mortgage for property within the British Isles. A self employed mortgage calculator is necessary for high net worth individuals and those who own a registered company.

It is increasingly difficult for the self employed to gain a competitive and cost effective rate for their mortgage application, with many mainstream banks and building societies nationwide seemingly reluctant to offer deals. A self employed mortgage calculator is often being needed by the self employed, as they try to arrange the most suitable and affordable mortgage deal for their individual needs and requirements.

We offer a bespoke and holistic service for all self employed mortgage calculator clients and appreciate how difficult it can be for individuals to obtain a self employed mortgage which is right for them. Using our comprehensive panel base, our clients using our self employed mortgage calculator will be able to find the best available package for their specific self employed mortgage circumstances.

Having used our self employed mortgage calculator below, our advisory team will be able to guide and assist you and your self employed mortgage until completion and beyond. The self employed mortgage calculator will briskly advise as to whether a private provider, UK or international bank or building society will be most equipped for your individual application.

Our self employed mortgage calculator sees our clients find the right rate at the right time, but most importantly with the right lender.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Use our self employed mortgage calculator and speak to one of our self employed mortgage advisory team today. We look forward to taking your call.

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Residential - Purchase - Best Self Employed Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Beverley BS 2 Year Discount £1895 Fee BBV1.28%Discount2 years 4.75%4.2%APRC2 years £189565%
Product Code: S83
Product Name: 2 Year Discount £1895 Fee
Lender Code: BBV
Lender Name: Beverley BS
Initial Pay Rate: 1.28
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.75
Apr Lenders: 4.2
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1439
Initial Monthly Payment: 475.00
Monthly Payment After Initial Period: 676.79
Fees Total: 2365.00
True Cost: 0.00
True Cost Over Initial Period: 11870.00
Cashback: 0.00
Valuation Fee: 245.00
Arrangement Fee: 1895.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 175.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 117.50
Detail
Scottish Widows Bank Professional 2 Year Fixed £1499 Fee Purchase BAA1.54%FixedFeb-20203.99%3.8%APRC29-Feb-2020 £149960%
Product Code: 345
Product Name: Professional 2 Year Fixed £1499 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: BAA
Lender Name: Scottish Widows Bank
Initial Pay Rate: 1.54
Mortgage Class: Fixed
Initial Rate Period: Feb-2020
Initial Rate Period Months: 26
Standard Variable Rate: 3.99
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 29-Feb-2020
Early Repayment Charge Period Sort Field: 1441
Initial Monthly Payment: 488.31
Monthly Payment After Initial Period: 627.62
Fees Total: 1974.00
True Cost: 0.00
True Cost Over Initial Period: 13146.06
Cashback: 0.00
Valuation Fee: 255.00
Arrangement Fee: 1499.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 175.00
Lender Product Reference: P2417
Detail
Barclays Bank Offset 2 Year Tracker £1749 Fee Purchase BWO1.54%Tracker2 years 3.99%3.7%APRC2 years £174975%
Product Code: 346
Product Name: Offset 2 Year Tracker £1749 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.54
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1439
Initial Monthly Payment: 489.35
Monthly Payment After Initial Period: 629.98
Fees Total: 1864.00
True Cost: 0.00
True Cost Over Initial Period: 11824.40
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1749.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 126.00
Lender Product Reference: AV41
Detail
Beverley BS 2 Year Discount £995 Fee Purchase BBV1.58%Discount2 years 4.75%4.3%APRC2 years £99575%
Product Code: 1AO
Product Name: 2 Year Discount £995 Fee Purchase
Lender Code: BBV
Lender Name: Beverley BS
Initial Pay Rate: 1.58
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.75
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1439
Initial Monthly Payment: 488.46
Monthly Payment After Initial Period: 673.58
Fees Total: 1465.00
True Cost: 0.00
True Cost Over Initial Period: 12193.04
Cashback: 0.00
Valuation Fee: 245.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 175.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 117.50
Detail
Scottish Widows Bank Professional 2 Year Fixed £999 Fee Purchase BAA1.64%FixedFeb-20203.99%3.7%APRC29-Feb-2020 £99960%
Product Code: 477
Product Name: Professional 2 Year Fixed £999 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: BAA
Lender Name: Scottish Widows Bank
Initial Pay Rate: 1.64
Mortgage Class: Fixed
Initial Rate Period: Feb-2020
Initial Rate Period Months: 26
Standard Variable Rate: 3.99
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 29-Feb-2020
Early Repayment Charge Period Sort Field: 1441
Initial Monthly Payment: 492.02
Monthly Payment After Initial Period: 625.63
Fees Total: 1474.00
True Cost: 0.00
True Cost Over Initial Period: 13242.52
Cashback: 0.00
Valuation Fee: 255.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 175.00
Lender Product Reference: P2413
Detail
Scottish Widows Bank Flexible 2 Year Fixed £1499 Fee Purchase BAA1.64%FixedFeb-20203.99%3.8%APRC29-Feb-2020 £149960%
Product Code: F32
Product Name: Flexible 2 Year Fixed £1499 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: BAA
Lender Name: Scottish Widows Bank
Initial Pay Rate: 1.64
Mortgage Class: Fixed
Initial Rate Period: Feb-2020
Initial Rate Period Months: 26
Standard Variable Rate: 3.99
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 29-Feb-2020
Early Repayment Charge Period Sort Field: 1441
Initial Monthly Payment: 494.05
Monthly Payment After Initial Period: 628.21
Fees Total: 1974.00
True Cost: 0.00
True Cost Over Initial Period: 13295.30
Cashback: 0.00
Valuation Fee: 255.00
Arrangement Fee: 1499.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 175.00
Lender Product Reference: F2607
Detail
Coventry BS Offset 2 Year Fixed £999 Fee BCV1.65%FixedDec-20194.74%4.3%APRC31-Dec-2019 £99965%
Product Code: 6PO
Product Name: Offset 2 Year Fixed £999 Fee
Lender Code: BCV
Lender Name: Coventry BS
Initial Pay Rate: 1.65
Mortgage Class: Fixed
Initial Rate Period: Dec-2019
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 31-Dec-2019
Early Repayment Charge Period Sort Field: 1439
Initial Monthly Payment: 492.49
Monthly Payment After Initial Period: 659.23
Fees Total: 1132.00
True Cost: 0.00
True Cost Over Initial Period: 11952.76
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 8
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 125.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 117.43
Lender Product Reference: OFN46
Detail
Accord Intermediary Offset 2 Year Fixed £995 Fee ACC1.68%FixedMar-20204.99%4.5%APRC31-Mar-2020 £99575%
Product Code: FCG
Product Name: Intermediary Offset 2 Year Fixed £995 Fee
Product Availability: Intermediaries Only
Lender Code: ACC
Lender Name: Accord
Initial Pay Rate: 1.68
Mortgage Class: Fixed
Initial Rate Period: Mar-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.99
Apr Lenders: 4.5
Early Repayment Charge Applies Until: 31-Mar-2020
Early Repayment Charge Period Sort Field: 1442
Initial Monthly Payment: 494.20
Monthly Payment After Initial Period: 687.42
Fees Total: 1085.00
True Cost: 0.00
True Cost Over Initial Period: 13433.40
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 90.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 3000000.00
Legal Fee: 117.00
Lender Product Reference: 46627
Detail
Scottish Widows Bank Flexible 2 Year Fixed £999 Fee Purchase BAA1.74%FixedFeb-20203.99%3.8%APRC29-Feb-2020 £99960%
Product Code: 341
Product Name: Flexible 2 Year Fixed £999 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: BAA
Lender Name: Scottish Widows Bank
Initial Pay Rate: 1.74
Mortgage Class: Fixed
Initial Rate Period: Feb-2020
Initial Rate Period Months: 26
Standard Variable Rate: 3.99
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 29-Feb-2020
Early Repayment Charge Period Sort Field: 1441
Initial Monthly Payment: 497.78
Monthly Payment After Initial Period: 626.21
Fees Total: 1474.00
True Cost: 0.00
True Cost Over Initial Period: 13392.28
Cashback: 0.00
Valuation Fee: 255.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 175.00
Lender Product Reference: F2603
Detail
Barclays Bank Offset 2 Year Tracker £999 Fee Purchase BWO1.84%Tracker2 years 3.99%3.8%APRC2 years £99975%
Product Code: 002D0C
Product Name: Offset 2 Year Tracker £999 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.84
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1418
Initial Monthly Payment: 503.63
Monthly Payment After Initial Period: 627.72
Fees Total: 1114.00
True Cost: 0.00
True Cost Over Initial Period: 12167.12
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 126.00
Lender Product Reference: AV42
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: Yes Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.