Self Employed Mortgage Loans

Self Employed Mortgage Loans

Self Employed Mortgage Loans - Self employed mortgage loans are often surprisingly difficult for individuals to obtain. After the removal of self certification mortgage loans for the self employed off the mortgage market, the available options for individuals seeking self employed mortgage loans has decreased dramatically. On paper, self employed mortgage loans are available for all self employed individuals seeking finance for their residential or buy to let property within the UK. However, in reality, there are a number of stringent criteria which need to be met for self employed mortgage loans to be accepted. This is where we can asssist.

Our expert team have years of experience obtaining self employed mortgage loans for our clients from a number of lenders across our comprehensive panel self employed mortgage base. We will carefully explain the terms and conditions of all packages, ensuring the deal we find for you is right for your individual needs and requirements. Our role is to find you, the client, the optimum financial result.

Aware of any time constraints our clients may have, our team specialising in self employed mortgage loans will guide and assist you throughout your application from your initial enquiry until the completion of your application and beyond. We ensure to complete all the relevant documentation to ensure your transaction is secured, all within your given timescales.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Self employed mortgage loans can be obtained through our expert advisory team. Call us today.

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Residential - Purchase - Best Self Employed Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Beverley BS 2 Year Discount £1895 Fee BBV1.28%Discount2 years 4.75%4.2%APRC2 years £189565%
Product Code: S83
Product Name: 2 Year Discount £1895 Fee
Lender Code: BBV
Lender Name: Beverley BS
Initial Pay Rate: 1.28
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.75
Apr Lenders: 4.2
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1441
Initial Monthly Payment: 475.00
Monthly Payment After Initial Period: 676.79
Fees Total: 2365.00
True Cost: 0.00
True Cost Over Initial Period: 11870.00
Cashback: 0.00
Valuation Fee: 245.00
Arrangement Fee: 1895.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 175.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 117.50
Detail
Barclays Bank Offset 2 Year Tracker £1749 Fee Purchase BWO1.54%Tracker2 years 3.99%3.7%APRC2 years £174975%
Product Code: 346
Product Name: Offset 2 Year Tracker £1749 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.54
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1441
Initial Monthly Payment: 489.35
Monthly Payment After Initial Period: 629.98
Fees Total: 1864.00
True Cost: 0.00
True Cost Over Initial Period: 11824.40
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1749.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 126.00
Lender Product Reference: AV41
Detail
Beverley BS 2 Year Discount £995 Fee Purchase BBV1.58%Discount2 years 4.75%4.3%APRC2 years £99575%
Product Code: 1AO
Product Name: 2 Year Discount £995 Fee Purchase
Lender Code: BBV
Lender Name: Beverley BS
Initial Pay Rate: 1.58
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.75
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1441
Initial Monthly Payment: 488.46
Monthly Payment After Initial Period: 673.58
Fees Total: 1465.00
True Cost: 0.00
True Cost Over Initial Period: 12193.04
Cashback: 0.00
Valuation Fee: 245.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 175.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 117.50
Detail
Scottish Widows Bank Professional 2 Year Fixed £1499 Fee Purchase BAA1.64%FixedMay-20203.99%3.7%APRC31-May-2020 £149960%
Product Code: 345
Product Name: Professional 2 Year Fixed £1499 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: BAA
Lender Name: Scottish Widows Bank
Initial Pay Rate: 1.64
Mortgage Class: Fixed
Initial Rate Period: May-2020
Initial Rate Period Months: 27
Standard Variable Rate: 3.99
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 31-May-2020
Early Repayment Charge Period Sort Field: 1444
Initial Monthly Payment: 494.05
Monthly Payment After Initial Period: 627.73
Fees Total: 1974.00
True Cost: 0.00
True Cost Over Initial Period: 13789.35
Cashback: 0.00
Valuation Fee: 255.00
Arrangement Fee: 1499.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 175.00
Lender Product Reference: P2439
Detail
Coventry BS Offset 2 Year Fixed £999 Fee BCV1.65%FixedMar-20204.74%4.2%APRC31-Mar-2020 £99965%
Product Code: 6PO
Product Name: Offset 2 Year Fixed £999 Fee
Lender Code: BCV
Lender Name: Coventry BS
Initial Pay Rate: 1.65
Mortgage Class: Fixed
Initial Rate Period: Mar-2020
Initial Rate Period Months: 25
Standard Variable Rate: 4.74
Apr Lenders: 4.2
Early Repayment Charge Applies Until: 31-Mar-2020
Early Repayment Charge Period Sort Field: 1442
Initial Monthly Payment: 492.49
Monthly Payment After Initial Period: 658.63
Fees Total: 1132.00
True Cost: 0.00
True Cost Over Initial Period: 12445.25
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 8
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 125.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 117.43
Lender Product Reference: OFN53
Detail
Scottish Widows Bank Professional 2 Year Fixed £999 Fee Purchase BAA1.74%FixedMay-20203.99%3.7%APRC31-May-2020 £99960%
Product Code: 477
Product Name: Professional 2 Year Fixed £999 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: BAA
Lender Name: Scottish Widows Bank
Initial Pay Rate: 1.74
Mortgage Class: Fixed
Initial Rate Period: May-2020
Initial Rate Period Months: 27
Standard Variable Rate: 3.99
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 31-May-2020
Early Repayment Charge Period Sort Field: 1444
Initial Monthly Payment: 497.78
Monthly Payment After Initial Period: 625.75
Fees Total: 1474.00
True Cost: 0.00
True Cost Over Initial Period: 13890.06
Cashback: 0.00
Valuation Fee: 255.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 175.00
Lender Product Reference: P2435
Detail
Scottish Widows Bank Flexible 2 Year Fixed £1499 Fee Purchase BAA1.74%FixedMay-20203.99%3.8%APRC31-May-2020 £149960%
Product Code: F32
Product Name: Flexible 2 Year Fixed £1499 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: BAA
Lender Name: Scottish Widows Bank
Initial Pay Rate: 1.74
Mortgage Class: Fixed
Initial Rate Period: May-2020
Initial Rate Period Months: 27
Standard Variable Rate: 3.99
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-May-2020
Early Repayment Charge Period Sort Field: 1444
Initial Monthly Payment: 499.84
Monthly Payment After Initial Period: 628.34
Fees Total: 1974.00
True Cost: 0.00
True Cost Over Initial Period: 13945.68
Cashback: 0.00
Valuation Fee: 255.00
Arrangement Fee: 1499.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 175.00
Lender Product Reference: F2629
Detail
Barclays Bank Offset 2 Year Tracker £999 Fee Purchase BWO1.84%Tracker2 years 3.99%3.7%APRC2 years £99975%
Product Code: 002D0C
Product Name: Offset 2 Year Tracker £999 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.84
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1418
Initial Monthly Payment: 503.63
Monthly Payment After Initial Period: 627.72
Fees Total: 1114.00
True Cost: 0.00
True Cost Over Initial Period: 12167.12
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 126.00
Lender Product Reference: AV42
Detail
Scottish Widows Bank Flexible 2 Year Fixed £999 Fee Purchase BAA1.84%FixedMay-20203.99%3.7%APRC31-May-2020 £99960%
Product Code: 341
Product Name: Flexible 2 Year Fixed £999 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: BAA
Lender Name: Scottish Widows Bank
Initial Pay Rate: 1.84
Mortgage Class: Fixed
Initial Rate Period: May-2020
Initial Rate Period Months: 27
Standard Variable Rate: 3.99
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 31-May-2020
Early Repayment Charge Period Sort Field: 1444
Initial Monthly Payment: 503.59
Monthly Payment After Initial Period: 626.36
Fees Total: 1474.00
True Cost: 0.00
True Cost Over Initial Period: 14046.93
Cashback: 0.00
Valuation Fee: 255.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 175.00
Lender Product Reference: F2625
Detail
Accord Intermediary Offset 2 Year Fixed No Fee ACC1.97%FixedMay-20204.99%4.6%APRC31-Mar-2020 £075%
Product Code: 00169H
Product Name: Intermediary Offset 2 Year Fixed No Fee
Product Availability: Intermediaries Only
Lender Code: ACC
Lender Name: Accord
Initial Pay Rate: 1.97
Mortgage Class: Fixed
Initial Rate Period: May-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.99
Apr Lenders: 4.6
Early Repayment Charge Applies Until: 31-Mar-2020
Early Repayment Charge Period Sort Field: 1442
Initial Monthly Payment: 506.87
Monthly Payment After Initial Period: 683.67
Fees Total: 295.00
True Cost: 0.00
True Cost Over Initial Period: 13980.49
Cashback: 0.00
Valuation Fee: 205.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 90.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 3000000.00
Legal Fee: 117.00
Lender Product Reference: 47020
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: Yes Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.