Second Homes

Mortgages For A Second Home

Mortgages For A Second Home - Mortgages for a second home is a mortgage on a property other than the one that is your residential home. Many people wish to obtain mortgages for a second home so they can gain extra income by letting the second home out on a long-term basis. However lenders who provide mortgages for a second home solutions have become more risk averse following the recent financial meltdown. Lenders tend to assess the borrowers ability to pay off a second mortgage which can depend on a number of factors. Some may consider whether reliable tenants can be found to occupy the clients potential second home to generate the required income needed.

Mortgages for a second home slightly differs from taking out a mortgage on one home. Therefore when deciding on whether to go for the interest only or capital payment options, there are different conditions that clients need to consider. Clients hoping to keep the property for long may be more suited to the capital payment option .this is because the more you can pay off the better hence there will be greater equity at the point of sale. Our brokers know that each mortgages for a second home clients have bespoke needs and require a holistic approach. We will therefore offer a tailored service in order to attain the best mortgages for a second home deal to suit your individual needs and requirements.

We understand that clients wishing to obtain mortgages for a second home can still be faced with the question of what the best mortgage package is on the market. This process can be very tedious and time consuming. However our experience and relationships with many leading providers of mortgages for a second home allows us to find the right rate, with the right lender and importantly at the right time for you.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

If you are looking for mortgages for a second home solutions, or simply want to find a more suitable rate on your second home, call our team of advisers who can help.

Mortgages For Second Homes

Mortgages For Second Homes - Mortgages for second homes can be obtained for a residential property in the UK or abroad other than one’s main residential home. This could be a holiday home vacant most of the year or rented out to generate extra income. Since the credit crunch lenders have tightened their criteria for those seeking to obtain mortgages for second homes as they often stretch and restrict people’s finances. Lenders who offer mortgages for second homes can agree a rate provided the buyer has sufficient income to cover mortgage repayments on both their main property, as well as their second property. It is likely that those seeking mortgages for second homes will have to pay a larger down payment on their potential second home than that of their main property to reduce the risk for lenders investing their money. For those intending to rent out their second home throughout the year, a limited number of lenders will consider holiday let mortgages for second homes. They will investigate the second home’s rental history, location and local amenities to ensure that it will generate income throughout the year.

As a leading mortgage broker we understand the problems our clients seeking to obtain mortgages for second homes may face. Our team of experts can discuss alternative strategies and use our established connections with a range of existing lenders who offer mortgages for second homes to offer rates that are not always available on the market We offer a personalized service tailored to your individual needs and time constraints to find what we think is the best and most suitable deal for you.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

For expert advice on mortgages for second homes call one of our specialist advisors to find the right deal for you.

Mortgages For Second Properties

Mortgages For Second Properties - Mortgages for second properties refers to those who seek mortgages when purchasing a second property for either residential or buy to let use within the UK. Consumers looking for mortgages for second properties may wish to seek the finance required for numerous reasons. Clients may wish to purchase a holiday home, accommodation for their children or just to expand their property portfolio within the British Isles. However, in recent years it has been increasingly difficult to obtain finance for those seeking mortgages for second properties. Banks and building societies throughout the country are becoming increasingly reluctant to lend to individuals, leaving many seeking mortgages for second properties to require the services of a mortgage broker.

We offer a bespoke and personalised service to all clients seeking financial and banking solutions for their mortgages for second properties application. Our specialist advisory team who deal with mortgages for second properties have built up strong and established relationships with many second home mortgage providers and their underwriters to often ensure our clients are left with the most suitable and affordable rate for them.

Those seeking mortgages for second properties may be entering a market which has not been sufficiently exploited since the economic downturn of 2008. Packages on mortgages for second properties are still available for the right client who has the potential to gain profit, tax benefits or a change in lifestyle which suits them.

Our mortgages for second properties team are experts in placing our customers at the right rate with the right lender, importantly at the right time.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today. Our advisory team specialising in mortgages for second properties await your call.

Mortgages For Second Property

Mortgages For Second Property - Mortgages for second property are mortgages available to those wishing to obtain a second property. Mortgages for second property borrowers tend to live in their original homes and seek a mortgage for a second property for investment purposes. Mortgages for second property applicants may consider different financing options regarding their mortgage. If clients have sufficient equity in their first property, they may be able to remortgage it, and use the funds raised for their second property.

Clients also need to know that what they intend to use the second property for will influence the type of mortgages for second property deal available for them. If you choose to purchase a second property abroad you will need to find a lender in the UK willing to provide mortgages for second property deals. In some cases this may seem difficult and clients may have to consider lenders offering mortgages for second property packages in the country where you are buying a second property.

Clients wishing to obtain mortgages for a second property that they wish to rent out, will need to obtain a buy-to-let mortgage. Mortgages for second property lenders can restrict the amount that clients can borrow if the potential rental income is too low. However, having a deposit available can make clients more eligible for competitive mortgages for second property rates.

We pride ourselves on knowing our lenders and knowing their criteria. We will therefore be able to provide information and advice on the best mortgages for second property solutions.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today to speak to one of our experienced mortgages for second property advisers. We look forward to taking your call.

Mortgages On Second Homes

Mortgages On Second Homes - Mortgages on second homes can be obtained on a property in the UK or abroad other than one’s main residential home. This property can be a holiday home that is vacant or rented out whilst not in use. Mortgages on second homes are becoming increasingly difficult to obtain due to the strict lending criteria resulting from the sub prime mortgage crisis. Mortgages on second homes can put large financial pressures on borrowers and will only be offered to those who have sufficient income or finances to pay for their existing mortgage and expenses, as well as that of their potential second home.

Some lenders may ask for large deposits of up to 20% to reduce the risk of their investment. Those seeking buy to let mortgages on second homes will need to prove that it will generate steady cash-flow which can involve assessing the second property’s potential demand based on factors such as its amenities and location.

Our experienced brokers, who deal with mortgages on second homes, will be able to offer you the advice and assistance you require. We understand the obstacles those seeking mortgages on second homes can face. We offer a personalised and holistic service tailored to your individual needs and requirements to help us find the best deal available for you. Our years of experience and links with existing lenders can help us find rates that are not necessarily available on the open market, giving us the ability to secure optimum mortgages on second homes packages.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call a member of our advisory team today regarding mortgages on second homes to secure the right deal for you.

Mortgages Second Homes

Mortgages Second Homes - Mortgages second homes are financing options for second homes. These specialist mortgage packages are generally available from mainstream lenders. However, there are also some niche providers who offer mortgages for second homes. At the height of the credit crunch, certain specialist providers dropped out of the market completely but conditions are now allowing them to return, boosting the number of mortgages. Second homes can also be let out if required, although the mortgage may have to be re-arranged. Many would-be first time buyers are still struggling to penetrate the home ownership market, making buy-to-let an attractive prospect. Mortgages second homes products help landlords secure properties and enter this potentially lucrative market.

A long term advantage of the private rental market is that it is generally counter cyclical. As a result, if house prices do fall and the purchaser goes into negative equity, rises in rent rates can reduce the possibility of a default. However, the market is often more complex than this simplified model and landlords may be caught out in the lag between these two events. This is one potential reason why providers who offer mortgages second homes deals generally charge higher interest rates for these packages.

Securing the best mortgages second homes package requires knowledge of the general hazards of the second home market, as well as the packages available from various providers. As a premium UK mortgage broker, we pride ourselves on having in-depth understanding and specialist experience in securing mortgages for second homes. This helps us secure excellent deals for our clients. Importantly, we can advise on the potential pitfalls of any deals that may not be immediately obvious. With many providers offering highly competitive headline rates, our ability to analyse mortgages second home products in full protects you from any unwelcome surprises in the future.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

We can help save you time, money and hassle in securing your mortgages second homes package. Call us today.

Pied a Terre Mortgages

Pied à Terre Mortgages - Pied à terre mortgages are mortgages for pied à terre properties. Pied à terre usually refers to a property which is used as a second home and is only resided in for part of the time. Pied à terre properties may be acquired for use in the week for those that work a substantial distance from their primary residence. Alternatively, a pied à terre can be purchased as a holiday home. 

Pied à terre mortgages allow property owners to purchase pied à terre properties throughout the UK. Pied à terre properties are particularly popular in upmarket areas of London. Our location in the City of London means we have built up relationships with both mainstream and niche pied à terre lenders in the Capital. As we are a comprehensive panel of lenders mortgage broker, we also source pied à terre mortgages from a range of UK and international lenders if this is required.

At Capital Fortune, we offer a premium and personalised service. We tailor our pied à terre mortgages advice to your individual needs and requirements and carefully analyse the available deals to ensure maximum cost effectiveness, beyond the headline rate.  

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.  

Purchasing a Second Home

Purchasing a Second Home - Purchasing a second home is where you purchase a second residential property as an addition to your main home. Contrary to popular belief, it is not only the rich who are in the market for purchasing a second home; in some instances purchasing a second home with a mortgage can be a relatively safe investment for a pension fund or other form of saving. With variable stock markets, purchasing a second home can be a safer investment than other financial investments.

When bricks and mortar looks like the safest investment when compared to other savings methods available, especially where financial markets are volatile, purchasing a second home could be a great way of building capital. In many instances, purchasing a second home is easiest through the use of a mortgage, to spread the purchase price over a number of years, making it affordable.

Whether remortgaging your existing home to raise capital for a deposit on a second home, or looking for a mortgage with a high loan-to-value ratio, owning or part owning a property already may give you a huge advantage when getting an application approved at the right rate. When lenders tighten their regulations on who they lend to and the mortgage approval rate is low, having a record as a borrower who has a history of buying a property can greatly increase your chances of acceptance from lenders when purchasing a second home.

Our team of expert advisers at Capital Fortune have years of experience working with mortgage products and the mortgage market. We promise to give you all the relevant information about our recommendations and deliver high standards of bespoke service throughout. By keeping you informed and finding the right mortgage for your circumstance through our advisers at Capital Fortune, you can be sure your investment of purchasing a second home is safe as houses. 

Call our mortgage broker team now on 020 77 100 400 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.  

Purchasing a Second Home Mortgages

Purchasing a Second Home Mortgages - is an important purchasing decision and there are a number of options available. A second home purchase can be undertaken using a variety of holiday home mortgage and loan products and UK home mortgage lenders have developed specific holiday home mortgage and loans to assist with the second home purchasing process.

It is not commonly known that certain lenders will allow you to purchase a second home through

A second home residential holiday home mortgage
Second home Buy to Let holiday home mortgage
Second Home Secured Loan
Second Home Interest Only Loan

It is important to obtain a holiday home mortgage or loan that will suit you best. There are a number of products available to purchase a second home, some of which can be seen through our online mortgage service. However a holiday home mortgage UK may not be the most suitable or affordable why to finance your second home purchase. It is important to seek professional and impartial information from a suitably qualified adviser and we would be happy to take you through the many options of a second home purchase. We can only recommend a holiday home mortgage be it a second home mortgage or buy let holiday home mortgage once we have assessed your full needs and requirements. We will both need to be satisfied during the purchase process that the additional financial commitment which a second home purchase brings, is both affordable and suitable.

Call us today.

Purchasing a second home may also be carried out using a buy let mortgage UK. This type of holiday home mortgage is set up for people who want to invest in property and who are likely to recoup much of the monthly repayments through the rental income they make. Our buy to let FAQ may answer some of your specific questions in relation to this type of holiday home mortgage and again your Capital Fortune Adviser will be able to assist with any queries.


In addition to holiday home mortgages, people can also purchase a second home through an unsecured loan. This type of loan is unsecured and due to it's unsecured nature can be more expensive.
Following our assessment of your needs we would be able to recommend whether a holiday home mortgage or a loan was the most appropriate product for you when purchasing a second home.

Secured loans can also be used to purchase a second home. A secured loan is usually secured against your current property. This type of loan is very similar to a standard mortgage but it means that if you're unable to make a payment, you're at risk of losing both homes. It is therefore important to look at the affordability of supporting both your first and second home prior to purchasing.

If you're looking for a holiday home mortgage to purchase a second home it can be overwhelming just how many different choices there are. You can use a bank, building society or holiday home mortgage UK company, for your second home purchase.

Call us today on 020 77 100 400 or Enquiry Online.

Re Mortgage Second Home

Re Mortgage Second Home - Re mortgage second home packages are a niche area of the home re mortgage market. In response to the credit crunch, many re mortgage second home lenders have tightened their requirements for consumers seeking financial help. Uncertainty in the housing market means that lenders risk losing large sums if they have to force a sale in the event of a default. As a result, re mortgage second home financing options generally require more assurance of income stream and the rates offered may be relatively poor.

Unfortunately, many consumers require the extra cash-flow that a re mortgage can provide more than ever. A re mortgage second home package is advantageous as it should not put the borrower’s first home at risk if they are in positive equity. However, for those who easily secured a mortgage on their second home before the credit crunch, securing a re mortgage may not be as successful. Rejected second home re mortgage applications have a negative effect on credit rating and so a ‘scatter gun’ approach to applications can be extremely damaging.

One of the ways to avoid the pitfalls of rejected applications when re mortgaging a second home is to employ to services of a specialist mortgage broker. Our advisers have substantial experienced in securing re mortgage second home deals and understand the true cost of a package. Importantly, we will only recommend a re mortgage second home product if we genuinely believe that you have a high chance of success. We are confident in the quality of our advice and supply a document with every recommendation detailing our reasoning.

Our knowledge of the market and close relationships with underwriters enables us to secure re mortgage second home deals that may not be available to the individual. We also look beyond the headline rate of a package and analyse the true long-term cost of borrowing for you.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

To secure a re mortgage second home package, give us a call today. Our specialist brokers look forward to helping.

How to get in touch

Feefo logo

Residential - Purchase - Best Buys


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Barclays Bank 2 Year Tracker £1999 Fee Purchase No ERC BWO0.99%Tracker2 years 3.74%3.4%APRC £199960%
Product Code: 001D4T
Product Name: 2 Year Tracker £1999 Fee Purchase No ERC
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 0.99
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 459.23
Monthly Payment After Initial Period: 612.73
Fees Total: 2114.00
True Cost: 0.00
True Cost Over Initial Period: 11136.52
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 126.00
Lender Product Reference: AR50
Detail
Skipton BS 2 Year Tracker £995 Fee SBS0.99%Tracker2 years 4.74%4%APRC £99560%
Product Code: 002ETH
Product Name: 2 Year Tracker £995 Fee
Lender Code: SBS
Lender Name: Skipton BS
Initial Pay Rate: 0.99
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 455.47
Monthly Payment After Initial Period: 669.43
Fees Total: 1061.00
True Cost: 0.00
True Cost Over Initial Period: 10991.28
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 6
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 60.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: TR470
Detail
Tipton & Coseley BS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BN9
Product Name: Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 666.76
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 12585.41
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD002
Detail
Tipton & Coseley BS ATOM Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BNA
Product Name: ATOM Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 666.76
Fees Total: 1323.00
True Cost: 0.00
True Cost Over Initial Period: 12585.41
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD002
Detail
Tipton & Coseley BS Complete FS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BNB
Product Name: Complete FS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 666.76
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 12585.41
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD002
Detail
Tipton & Coseley BS Positive Lending Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BNC
Product Name: Positive Lending Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 666.76
Fees Total: 1419.00
True Cost: 0.00
True Cost Over Initial Period: 12585.41
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD002
Detail
Barclays Bank 2 Year Tracker £999 Fee Purchase BWO1.04%Tracker2 years 3.74%3.4%APRC2 years £99960%
Product Code: HZQ
Product Name: 2 Year Tracker £999 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.04
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 458.21
Monthly Payment After Initial Period: 607.99
Fees Total: 1114.00
True Cost: 0.00
True Cost Over Initial Period: 11112.04
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 126.00
Lender Product Reference: AR41
Detail
Tipton & Coseley BS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.09%DiscountNov-20194.74%3.9%APRC30-Nov-2019 £99975%
Product Code: 002BNH
Product Name: Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.09
Mortgage Class: Discount
Initial Rate Period: Nov-2019
Initial Rate Period Months: 25
Standard Variable Rate: 4.74
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 30-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 460.58
Monthly Payment After Initial Period: 668.69
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 11738.50
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD004
Detail
Tipton & Coseley BS ATOM Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.09%DiscountNov-20194.74%3.9%APRC30-Nov-2019 £99975%
Product Code: 002BNI
Product Name: ATOM Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.09
Mortgage Class: Discount
Initial Rate Period: Nov-2019
Initial Rate Period Months: 25
Standard Variable Rate: 4.74
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 30-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 460.58
Monthly Payment After Initial Period: 668.69
Fees Total: 1323.00
True Cost: 0.00
True Cost Over Initial Period: 11738.50
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD004
Detail
Tipton & Coseley BS Complete FS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.09%DiscountNov-20194.74%3.9%APRC30-Nov-2019 £99975%
Product Code: 002BNJ
Product Name: Complete FS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.09
Mortgage Class: Discount
Initial Rate Period: Nov-2019
Initial Rate Period Months: 25
Standard Variable Rate: 4.74
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 30-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 460.58
Monthly Payment After Initial Period: 668.69
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 11738.50
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD004
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.