Second Homes

Holiday Home Mortgage

Holiday Home Mortgage - Holiday home mortgage refers to a mortgage for a property either in the UK or abroad used for holiday purposes. Most people who purchase holiday homes are unable to reside in them all year round and may wish to let it out when it is unoccupied. It is essential for homeowners to ensure the holiday home is located in a desirable location to attract other holiday makers and tenants. In this instance a buy to let holiday home mortgage can be used to purchase the property. However with the risk of the holiday home being unoccupied for certain periods thereby generating no rental income, some lenders may be reluctant to offer holiday home mortgage deals.

Secured holiday home mortgage loans can also be used to purchase a holiday home. A secured loan is usually secured against your current property. This type of loan is very similar to a standard mortgage but it means that if you are unable to make a payment, there is the risk of losing both homes. It is therefore important to look at the affordability of supporting both your first and holiday home prior to purchasing. 

With a range of factors to consider before obtaining a holiday home mortgage, knowing the best product for you can be confusing. Our advisers at Capital Fortune can assist you by providing impartial advice tailored to your individual circumstances.

In order to adequately assist you, our advisers will conduct a fact find to ascertain your needs and financial position. Following our assessment of your needs we would be able to recommend whether a buy to let or secured holiday home mortgage is the most appropriate product for you when making your purchase. 

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.  

Holiday Home Mortgages

Holiday Home Mortgages - is a specialist area within Capital Fortune . We understand that purchasing a holiday home is an important finance decision and there are a number of holiday home mortgage options available. A holiday home purchase can be undertaken using a variety of holiday home mortgages and finance products and UK home mortgage lenders have developed specific holiday home mortgage finance loans to assist with a second home purchase.

It is not commonly known that certain mortgage lenders will allow you to purchase a holiday home through:-

A second residential holiday home mortgage
A Buy to Let holiday home mortgage
A Secured Home Loan or secured holiday home finance
An Interest Only Holiday Home Mortgage

It is important to obtain a holiday home mortgage or home finance that will best you re your needs.

There are a number of mortgages for holiday homes available allowing you to purchase a second home, some of which can be seen through our online mortgage service. However a holiday home mortgage may not be the most suitable or affordable way to finance a holiday home purchase.

It is important to seek professional and impartial information from a suitably qualified mortgage adviser and we can take you through the many options to finance and mortgage holiday homes.

We can only recommend a holiday home mortgage be it a second home mortgage or buy to let holiday home mortgage once we have assessed your full needs and requirements. We will both need to be satisfied that during the purchase process, the additional financial commitment which a holiday home purchase brings, is both affordable and suitable.

Mortgage for holiday homes - Buy To Let


Purchasing a holiday home may also be carried out using a Buy To Let mortgage. This type of holiday home mortgage is set up for people who want to finance the holiday home property and who are likely to recoup much of the monthly repayments through the rental income they make.

Our buy to let FAQ may answer some of your specific questions in relation to this type of holiday home mortgage and again your Capital Fortune Adviser will be able to assist with any queries.
In addition to holiday home finance, people can also purchase a holiday home through a loan. This type of loan is unsecured and due to its unsecured nature can be more expensive.

Following our assessment of your needs we would be able to recommend whether a holiday home mortgage or a holiday home loan is the most appropriate financial product for you when purchasing a second home.

In addition to unsecured finance, a secured loans can also be used to purchase a holiday home. A secured loan is usually secured against your current residential property. This type of loan is very similar to a standard mortgage but it means that if you re unable to make a payment, you re at risk of losing both homes. It is therefore important to look at the affordability of supporting both your first and the holiday home mortgage prior to purchasing.

If you re looking for a holiday home mortgage to purchase a second home it can be overwhelming just how many different choices there are. You can use a bank, building society or holiday home mortgage company, for your second home purchase.

Seek Specialist Advice

At Capital Fortune we are specialists in giving impartial mortgage advice. We understand the dreams when purchasing a holiday home, we also understand the pitfalls. It is important to consider whether purchasing a second home is right for you.

We will be able to discuss with you all the reasons for purchasing a second home and give you advice on the most suitable and affordable options around second home purchase

Call us today on 020 77 100 400 or Enquiry Online.

How To Finance A Second Home

How To Finance A Second Home - How to finance a second home? That is the question. Since the fall of the housing market, many individuals have been unwilling to develop their property portfolio, often unaware of how to finance a second home on a residential or buy to let basis. Nevertheless, individuals can still take advantage of the second home mortgage market and second home finance deals can still be obtained at suitable and affordable rates at many specialist lenders. We offer a bespoke and holistic service to all clients wondering how to finance a second home. It is our role to obtain the optimum financial result for you.

There are many reasons why one may wish to finance a second home with reasons including purchasing a holiday home in the UK or abroad, or simply to seek extra profit by purchasing the second home property on a buy to let basis. Furthermore, for those questioning how to finance a second home, there can be considerable benefits. Apart from the potential monetary benefits of renting your second property, there may also be lifestyle benefits or even potential tax returns for clients.

Our team of advisers are experts in the second home market, easing many fears clients may have when contemplating how to finance a second home. We understand how difficult it can be to exploit the second home mortgage market and vow to help all customers from their initial second home finance enquiry until completion and beyond.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Questioning how to finance a second home? We have the answers. Call one of our advisers today.

Mortgage For A Second Home

Mortgage For A Second Home - A mortgage for a second home is a niche product that often has different requirements and rates to a mortgage for one’s main home. Owning a second home can be a good way of generating capital to or a solution to working in a distant location. If you have a favourite holiday hotspot, a mortgage for a second home can enable you to have a property to return to and build upon. Although re-mortgaging your primary residence to fund a purchase may be more straight forward, securing a mortgage for a second home can avoid added risk to your main house should you come under financial difficulty.

Many of the potential troubles in securing a mortgage for a second home can be attributed to the current market in general. As lenders have been seeking to remove risk from their portfolios, requirements for obtaining a mortgage for a second home have been less favourable for borrowers. Fortunately, the high interest rates experienced before the credit crunch are unlikely to return for the foreseeable future and this is at least allowing interest only mortgages to be relatively affordable. As interest only loans are a common form of mortgage for a second home this should help this market. However, buyers must be wary of the upward potential on standard variable rate mortgages.

Navigating the mortgage for a second home market can be a stressful and time consuming experience. If you would like to reduce the hassle involved in securing your second home, our team of highly experienced advisers can help. We search the market for deals which suit your particular needs and circumstances. Our knowledge of the mortgage market, combined with our expertise in helping customers secure a mortgage for a second home, enables us to secure the right deal at the right rate for the right client.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

If you are looking to obtain a mortgage for a second home, call us today. We look forward to talking to you.

Mortgage For Second Home

Mortgage For Second Home - Mortgage for second home refers to the obtaining of a mortgage for a second home a property which is not considered to be one’s main residence. Mortgage for second home deals have become more difficult to obtain in recent years due to the credit crunch. Since the economic downturn of 2008, many lenders of mortgage for second home solutions have revised their lending criteria and in some situations this can make it more difficult to obtain a mortgage for second home.

However, there are still specialist mortgage for second home lenders who are willing to offer to the right client. We offer a personalised and customised service for all mortgage for second home clients seeking advice on their finance and loan needs. Using our relationships with many lenders offering mortgage for second home deals and their senior underwriters, our expert team will assist you in obtaining a second home mortgage.

Our team fully appreciate how difficult it can be to find a suitable and affordable mortgage for second home deal individually: this is why we will help you every step of the way. As a comprehensive panel of lenders broker, we hold no bias towards and particular lender and put you, the customer, first. We will guide you as to whether a UK or international bank, private mortgage for second home lender or local building society will be best equipped to your individual needs and requirements. Furthermore, aware of your time constraints, we guarantee to fill in all the critical documentation required to complete your mortgage for second home transfer, all within your given timeframes.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Contact us today. Our mortgage for second home advisers await your call.

Mortgage For Second Home Specialist

Mortgage For Second Home Specialist - Mortgage for second home specialist providers, despite the current economic downturn, are still willing to lend to the right client. Mortgage for second home specialist requirements may often include higher income demands and minimum rent guarantees for buy-to-let properties. However, despite the difficulties that may exist in securing a mortgage, a second home can be an attractive prospect for a number of reasons. One of the primary advantages is the flexibility of this investment. For example, buying a property for offspring to occupy at university avoids wasted rent payments. At the end of their studies, it may be convenient for them to stay in the property permanently. If not, properties near large universities can be let to other students. A large lender or mortgage for second home specialist provider can help you realise this potential investment.

As a mortgage for second home specialist broker, we offer bespoke advice for those looking to enter the second home market. Our mortgage for second home specialist team have the knowledge to help you overcome any obstacles to securing a mortgage. We appreciate that a one-size-fits-all approach to second home mortgages is not appropriate due to the range of consumers of this product. As we are a comprehensive panel of lenders broker, we can search through a large range of mortgages from second home specialist providers to find a package which caters for your needs.

Our aim is to supply a fast, friendly and reliable service. We want to save you time, money and stress in finding mortgage for second home specialist products.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

If you want high quality mortgage for second home specialist advice, call us today.

Mortgage For Second Property

Mortgage For Second Property - Mortgage for second property refers to the obtaining of a mortgage for a second property a property which is not one’s main residence. People may wish to seek mortgage for second property solutions for a variety of reasons. As well as the obvious potential financial gain of purchasing a property on a buy to let basis, there may also be tax and lifestyle benefits. Furthermore, for those seeking mortgage for second property deals there may not be a better time to seek finance. With the housing market steadily improving, obtaining a mortgage for second property now may see your second household appreciate in market value in quick time. You may also see maximum leverage and tax deferred benefits, as well as the potential of earning an income or rental.

However, since the economic downturn of 2008, many high street banks and building societies nationwide have been increasingly risk averse and more reluctant to lend to individuals looking for mortgage for second property deals.

We can assist with advising and arranging your second property mortgage. Our mortgage for second property advisory team will use our relationships with many lenders offering mortgage for second property packages. We assist our clients in obtaining most suitable and most affordable package for your mortgage for second property needs.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Contact us today. Our mortgage for second property advisory team look forward to taking your call.

Mortgage On A Second Property

Mortgage On A Second Property - Mortgage on a second property refers to a mortgage on any second property aside from a main residential home. The second property could be a holiday home, an office building, a flat to rent out or an investment property in the UK or abroad. A mortgage on a second property package will vary depending on the intended use of the property and its location. Most mortgage on a second property lenders in the UK will offer borrowers up to 75% or 80% of the value of the second property and expect the remaining money to be raised from their main property or savings. This rate is likely to be lower f or a mortgage on a second property abroad.

Those offering a mortgage on a second property should agree a rate provided the buyer has sufficient income to cover mortgage repayments on both their main property, as well as their second property. Borrowers intending to generate income through their second property must prove that it will generate steady cash-flow which can involve assessing the second property’s potential demand based on factors such as its amenities and location. Those seeking to obtain a mortgage on a second property as an investment which is not officially habitable, can arrange finance through a specialist building and renovation lender.

As a leading mortgage broker with expertise in finding the best mortgage on a second property deals, our company understands the difficulties borrowers may encounter. With our experience along with out local and international links with established existing mortgage on a second property lenders, we will increase our clients’ chances of a successful application, aiming to secure the best and most suitable rate for you. We offer a bespoke and holistic service and we will work to your time constraints and individual needs to facilitate the process and obtain successful results.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call a member of our team regarding your mortgage on a second property to find the best rate available for you.

Mortgage On Second Home

Mortgage On Second Home - Mortgage on second home packages are mortgages available to individuals wishing to obtain a mortgage on their second home. The process of finding a suitable mortgage on second home can be similar to the process you used to find your first mortgage. Again, you may search the market for suitable rates whilst ensuring you meet the specific lenders requirements. This process of finding the ideal mortgage on second home rate can be time consuming so our brokers can do the hard work for you. Our team will search a comprehensive panel of lenders to find the most competitive mortgage on second home rate to sui t your specific circumstances.

Our professional brokers can also assist and advise you on the appropriate financing strategy to adopt on your mortgage on second home deal. Some clients can make use of both repayment and interest only mortgages. With the mortgage on your main home being a repayment mortgage and that of the second being interest only, clients can benefit from lower payments. In addition, there can be more options available for repaying the capital. So based on each individual clients bespoke needs and circumstances, we aim to offer you with the best mortgage on second home deals.

Our team can assist you by finding the right rate, with the right lender and most importantly at the right time for your circumstances. In doing so, we are confident we will provide you with a recommendation that is absolutely right for you, based on your own needs and requirements.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call today to speak to one of our mortgage on second home advisers. We look forward to taking your call

Mortgage Second Home

Mortgage Second Home - Mortgage second home products are specifically designed for those taking out a mortgage on their second home. As a general rule, providers of mortgage second home packages tend to reside in the country of the mortgaged property. There are a range of mortgage second home deals available from lenders we have access to across a comprehensive panel of lenders.

Depending on the type of second home you are contemplating purchasing, there are a number of issues which should be considered before buying. If you are interested in buy-to-let packages, you must have the means to cover the rent if no tenants can be secured. This can be made more difficult as banks often stipulate a minimum rent related to interest payments on the mortgage second home deal. Falling rent prices can put landlords in a difficult position. As a result, securing the best mortgage package is vitally important to avoid financial hardship later on.

We look at every aspect of your mortgage second home deal not just the headline rate. Other factors, such as minimum rent clauses and hidden charges, can make the difference between a good investment and a financial nightmare. Our experienced advisers understand the factors that make a mortgage right for you. We listen to your needs and make every effort to find the mortgage second home package which suits you best.

As we are an independent broker, we are not biased towards any particular lender. We are aware of the advantages and disadvantages of the large providers and can find niche mortgage second home lenders where necessary.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

To secure an excellent mortgage second home package with minimum hassle, call our advisors today.

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Residential - Purchase - Best Buys


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Barclays Bank 2 Year Tracker £1999 Fee Purchase No ERC BWO0.99%Tracker2 years 3.74%3.4%APRC £199960%
Product Code: 001D4T
Product Name: 2 Year Tracker £1999 Fee Purchase No ERC
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 0.99
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 459.23
Monthly Payment After Initial Period: 612.73
Fees Total: 2114.00
True Cost: 0.00
True Cost Over Initial Period: 11136.52
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 126.00
Lender Product Reference: AR50
Detail
Skipton BS 2 Year Tracker £995 Fee SBS0.99%Tracker2 years 4.74%4%APRC £99560%
Product Code: 002ETH
Product Name: 2 Year Tracker £995 Fee
Lender Code: SBS
Lender Name: Skipton BS
Initial Pay Rate: 0.99
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 455.47
Monthly Payment After Initial Period: 669.43
Fees Total: 1061.00
True Cost: 0.00
True Cost Over Initial Period: 10991.28
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 6
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 60.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: TR470
Detail
Tipton & Coseley BS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BN9
Product Name: Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 666.76
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 12585.41
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD002
Detail
Tipton & Coseley BS ATOM Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BNA
Product Name: ATOM Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 666.76
Fees Total: 1323.00
True Cost: 0.00
True Cost Over Initial Period: 12585.41
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD002
Detail
Tipton & Coseley BS Complete FS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BNB
Product Name: Complete FS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 666.76
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 12585.41
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD002
Detail
Tipton & Coseley BS Positive Lending Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.04%DiscountJan-20204.74%3.8%APRC31-Jan-2020 £99965%
Product Code: 002BNC
Product Name: Positive Lending Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.04
Mortgage Class: Discount
Initial Rate Period: Jan-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 457.83
Monthly Payment After Initial Period: 666.76
Fees Total: 1419.00
True Cost: 0.00
True Cost Over Initial Period: 12585.41
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD002
Detail
Barclays Bank 2 Year Tracker £999 Fee Purchase BWO1.04%Tracker2 years 3.74%3.4%APRC2 years £99960%
Product Code: HZQ
Product Name: 2 Year Tracker £999 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.04
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 458.21
Monthly Payment After Initial Period: 607.99
Fees Total: 1114.00
True Cost: 0.00
True Cost Over Initial Period: 11112.04
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 126.00
Lender Product Reference: AR41
Detail
Tipton & Coseley BS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.09%DiscountNov-20194.74%3.9%APRC30-Nov-2019 £99975%
Product Code: 002BNH
Product Name: Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.09
Mortgage Class: Discount
Initial Rate Period: Nov-2019
Initial Rate Period Months: 25
Standard Variable Rate: 4.74
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 30-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 460.58
Monthly Payment After Initial Period: 668.69
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 11738.50
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD004
Detail
Tipton & Coseley BS ATOM Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.09%DiscountNov-20194.74%3.9%APRC30-Nov-2019 £99975%
Product Code: 002BNI
Product Name: ATOM Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.09
Mortgage Class: Discount
Initial Rate Period: Nov-2019
Initial Rate Period Months: 25
Standard Variable Rate: 4.74
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 30-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 460.58
Monthly Payment After Initial Period: 668.69
Fees Total: 1323.00
True Cost: 0.00
True Cost Over Initial Period: 11738.50
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD004
Detail
Tipton & Coseley BS Complete FS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase TIP1.09%DiscountNov-20194.74%3.9%APRC30-Nov-2019 £99975%
Product Code: 002BNJ
Product Name: Complete FS Intermediary Key Partner Semi Exclusive 2 Year Discount £900 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.09
Mortgage Class: Discount
Initial Rate Period: Nov-2019
Initial Rate Period Months: 25
Standard Variable Rate: 4.74
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 30-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 460.58
Monthly Payment After Initial Period: 668.69
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 11738.50
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 900.00
Booking Fee: 99.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD004
Detail

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