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Capital Fortune is a national and
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and insurance broker.

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Mortgage Repayment Calculator

When choosing a mortgage, the thing most people want to know first is how much they’ll be paying their lender every month. This is dependent on the mortgage rate you choose, how big your deposit is and how much you borrow over what period of time, the mortgage term.

Remember to include the cost of the mortgage fee in your calculations – even if you opt to roll this into the mortgage, you’ll be borrowing a bit more and this will push up the interest you pay and your monthly repayments.

As a rule of thumb, two-year fixed rates offer certainty as monthly repayments are fixed for the first two years. These rates are typically among the cheapest available.

Five-year fixed rates are a little bit more expensive as they offer you the certainty that your monthly repayments won’t change over the first five years of your mortgage term.

Variable and tracker rates follow other rates of interest, usually the Bank of England base rate. This means that if the rate your mortgage rate tracks changes, your mortgage rate will also change. It could go up or down – even within the term of the deal.

To work out how much you’ll pay each month, put your mortgage rate, fee and how much you need to borrow over how long into our calculator below.

To find out whether you could save money, get in touch with one of our advisers.

Monthly Payments Calculator
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Amit Parab - Buy to let remortgage

What Our Customers Say

First class service.
James Drury and Stephen Marsh did a wonderful job obtaining my mortgage, on two homes for me. They always get back to you and explain everything thoroughly and take excellent care of there clients... Five star service. ...Read More
Customer - Purchase
1 day ago

A speedy and professional service.
A personal but entirely objective and professional service was provided by James and Stephen. All matters were dealt with promptly and the transmission of sometimes lengthy documents was facilitated by the company’s efficient computer system. In all, a sometimes ...Read More
Geoffrey Willis - Purchase
8 days ago

Very happy 66 year old customer.
Capital Fortune managed to get me a very good mortgage when nobody else could. Its like after 45 years in business and at the age of 66 you have gone past the sell by date for mortgages. Capital Fortune took all my ...Read More
Guy Shaw-Browne - Remo
15 days ago

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