Self-Employed Remortgages
Self-Employed Remortgages - Self-employed remortgages are mortgages applied for by self-employed people, such as those working free-lance or owners of small businesses, to remortgage a property. As self-employed remortgages in some instances require proof of income for a number of years on the part of the applicant, they can be relatively difficult to secure in comparison to mortgage applications from employees. The requirements relating to proof of income and assets for self-employed remortgages can vary from lender to lender. As with any remortgage, self-employed remortgages pay off the existing mortgage on a property giving you a new rate at a new lender, in most instances. You can change your rate to a fixed, tracker, or standard variable rate, depending on your needs and requirements. Sometimes you need the support and guidance that a whole-of-market mortgage broker can offer to get the right remortgage for you. Whether it’s filling in the forms or using our established professional connections in the City of London to find mortgage deals from lenders that are not available on the High Street, our experienced team are more than qualified to give you guidance on self-employed remortgages. We can give you a decision, tailored to your circumstance, by undertaking a detailed fact find of your circumstance and drawing on our years of experience working in the mortgage market. Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.
There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.
The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.
Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital Fortune Ltd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.
The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.
The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.