Offset Remortgages

Offset Remortgages - Offset remortgages are remortgages where the borrower may use a credit balance to offset their mortgage balance. One of the benefits of offset remortgages is that it may allow the borrower to decrease interest rate payments. As a primary reason for remortgaging is usually to save, this can increase the effect.

Offset remortgages can be especially beneficial too individuals who are able to save, as they may use their savings to offset interest on repayments. For example, if an individual has a remortgage with a value of £100 000 and savings of £20 000, they will only pay interest on the remaining £80 000.

Our advisers at Capital Fortune are experts in arranging offset remortgages. We are in contact with lenders from across the market. Using our whole of market contact base, we acquire access to offset remortgages that may not be accessible on the open market. Capital Fortunee is an impartial and independent brokerage and we take a customer-first approach. We offer our clients a personalised service and use our contacts in order to tailor the most suitable offset remortgages to our clients' needs and requirements.

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

People who viewed this page were also interested in:

Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.