Capped Rate Remortgages

Capped Rate Remortgages - Capped rate remortgages are remortgages with a capped interest rate. In most cases, capped rate remortgages apply a cap on lenders' standard variable rates, however some lenders offer the ability for borrowers to place a cap on tracker rates too. Lenders may apply a collar, which is a lower limit to the remortgage. One advantage of taking out capped rate remortgages is that they can strike a compromise between fixed rates and variable rates. Capped rate remortgages can allow borrowers to benefit from fluctuations in rates, in addition to having protection against extremely high rates. The cap on capped rate remortgages lasts for a period agreed between the borrower and lender.

Our advisers at Capital Fortune will fully guide and assist clients seeking capped rate remortgages throughout the application process - from initial enquiry to finalisation. We offer a customer first approach to our clients, enabling us to tailor the capped rate remortgages we find for you to your needs. As an independent, whole of market broker, Capital Fortune is not tied to any particular lender. This allows us to secure our clients some of the most suitable capped rate remortgages available.

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

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Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.